• Connect Bank Accounts: ★★★★★ 5/5
  • Switch & Save: ★★★★★ 5/5
  • Snoops: ★★★★★ 5/5
  • Personalised Spend Analysis: ★★★★☆ 4/5
  • Daily Alerts: ★★★★★ 5/5
  • Payment Hub: ★★★★★ 5/5
  • Discount Code Finder: ★★★★★ 5/5
  • Money-Saving Scanner: ★★★★☆ 4/5

Is Snoop Good for Budgeting? [2022 Review]

Fact-checked
  • Connect Bank Accounts: ★★★★★ 5/5
  • Switch & Save: ★★★★★ 5/5
  • Snoops: ★★★★★ 5/5
  • Personalised Spend Analysis: ★★★★☆ 4/5
  • Daily Alerts: ★★★★★ 5/5
  • Payment Hub: ★★★★★ 5/5
  • Discount Code Finder: ★★★★★ 5/5
  • Money-Saving Scanner: ★★★★☆ 4/5

Best For

Affordable budgeting

STRENGTHS

  • Superb free version
  • Very easy to use
  • Numerous discounts and voucher codes
  • Monitors spending & offers saving suggestions

WEAKNESSES

  • Shares data with third parties
  • Lacks certain features

PRICING PLANS:

Snoop

Free

Snoop Plus

£3.99 per month/£31.99 per year

Inflation and the high cost of living have made budgeting a necessity rather than just a good habit. Luckily, you can get a budgeting app such as Snoop to help you manage and save money more easily!

In this Snoop app review, I’ll be looking through all the important aspects of the app—if you keep reading, you’ll see why Snoop is the obvious choice for easy money management.

What Is the Snoop App and How Does It Work?

Snoop is a budgeting app that uses the Open Banking system, which allows you to connect all your bank accounts to the app for a complete overview of your financial situation.

Available only as a mobile app, Snoop can be found both on the Google Play Store and Apple Store, meaning both Android and iOS users can install and use the app.

However, the Snoop app does much more than merely display your personal finance—with the help of artificial intelligence, the app monitors your transactions and identifies your spending habits. Based on this, Snoop provides advice on how to spend less on recurring bills and payments and increase your savings—and that’s precisely why Snoop is considered one of the best budgeting apps available to UK residents!

Who Owns the Snoop App?

Co-founded in 2019 by Jane-Anne Gadhia and John Natalizia, formerly executives for Virgin Money UK, the Snoop app was launched in 2020 and made a big splash on the market. In the past two years, the app has been adding new features, gaining the trust of hundreds of thousands new users.

Snoop App Main Features

Whenever we choose a mobile app, especially for something as serious as personal finance, we want to know the app contains all the necessary features and that those features are functional.

For this Snoop review, I analysed the app’s most prominent features, as there are simply too many features for a detailed analysis of them all.

The features are reviewed in the following sections:

Connect Bank Accounts

We already mentioned the Snoop app allows you to connect your bank accounts for complete control over your finances. You can also connect credit cards, so the app knows exactly how much you spend and where.

Snoop connects with all the major banks and card providers on the UK market—there are currently 60 banks and providers listed on the website, so it’s unlikely you won’t find yours among them.

Switch & Save

Reading through Snoop app reviews, I realised users were particularly satisfied with Snoop’s switching services. The app gives its users money-saving suggestions and offers, so users can see whether they can pay less for certain products and services.

This feature is available for numerous expenses, such as car and home insurance, credit cards and loans, pensions, and even your energy bill.

Snoops

The Snoops are truly the app’s trademark! These are basically notifications that tell you how much you’ve spent on bills, subscriptions, and purchases. But more importantly, the Snoops tell you how you can spend less on these things by providing advice and strategies on how to cut your costs.

Personalised Spend Analysis

No Snoop app review can go without mentioning the personalised spend analysis, and this one is no exception. This personalised analysis tracks and groups expenses in different spending categories and by different merchants.

You get the spending categorisation each month, which should give you a better sense of your spending and an idea of where you can save.

Daily Alerts

Another useful Snoop feature is the daily alert showing you the balance on all your bank accounts and any bill increases. These daily alerts ensure you’re up-to-date on any changes as soon as they happen.

Payment Hub

The Payment Hub is where all your bills and payments are listed, both paid and upcoming. You may be wondering ‘is this a Snoop app free feature,’ and the answer is ‘Yes!’ The app allows you to connect all your payments, and it’s constantly on the lookout for new and better deals. Plus, you can add contract renewal dates, and Snoop will remind you to look at other options.

Discount Code Finder

Snoop is excellent in finding deals and discounts, as well as voucher codes for the places where you usually shop. Basically, you can save money at the places you already spend at by being the first to know if there are any discounts to take advantage of.

Money-Saving Scanner

The money-saving scanner searches the Internet for money-saving ideas. The app will suggest new apps that help you save, tell you how to use product features to the max, and notify you about sales in shops and supermarkets. Just make sure to check your Snoop feed every day!

Ease of Use

Before we get into questions such as ‘is Snoop safe,’ I decided to take a look at the registration process and the overall app usability.

Registration Process

To use Snoop, you’ll first need to download the app from the app store—either Google Play or Apple—and register for an account using your legal name and phone number. The process is simple and takes less than 2 minutes, after which you can proceed to connect your accounts to the app.

App Usability

Once you register, the user experience is seamless—the app’s design allows for easy navigation and everything is neatly spread into different categories. Plus, the app gives you constant reminders, so you don’t have to worry about forgetting something.

Snoop Security

With financial apps, security is always a concern—and with Snoop being a financial app, you probably want to know ‘is the Snoop app safe?’

Snoop is regulated by the Financial Conduct Authority and registered with the Information Commissioner’s Office, meaning the company is fully legitimate and your financial information is safe.

For maximum protection, the Snoop app can be accessed only with a security PIN you determine, and if you want to add another layer of protection, you can enable the biometric login, i.e. fingerprint or facial recognition login.

However, I have to note Snoop collaborates with third-party apps for some of its services and may share some data with them, although never your personal information.

Snoop Prices

‘Is the Snoop app free?’This is one of the most frequently asked questions, and you’ll be glad to hear there’s a completely free version of the app, simply called Snoop. However, there’s also a paid version called Snoop Plus. To find out more about the price and what’s included in these two versions, check out the table below:

Plan Price What’s Included
Snoop  Free Basic features – connecting account daily updates, payment tracking, money-saving suggestions, etc.
Snoop Plus £3.99 per month

or

£31.99 billed annually

All Snoop Basic features, plus unlimited spending categories, manually adding accounts, tracking bills by pay cycle, etc.

As you’ve already figured out, you can use Snoop for free, but if you’ve started using Snoop Plus and discovered you don’t need the extra features, you can cancel the subscription and request a refund within the first 14 days of subscribing.

Customer Support

Customer support is an integral part of any service, so to provide you with the most complete Snoop review, I looked into the support options offered by this company. Unfortunately, support doesn’t seem to be Snoop’s strong point.

You can contact support via email at hello@snoop.app with any queries or problems with the app, or send an email to complaints@snoop.app if you have a complaint. There’s also a physical UK address listed on the site, but Snoop doesn’t say anything about accepting physical mail.

Customer Satisfaction

Reading through customer reviews of the Snoop app, I concluded the majority of users are satisfied with the app’s services. This is reflected in the ‘Excellent’ (4.3/5) Trustpilot rating, and the 4.4/5 and 4.5/5 ratings on Google Play and App Store, respectively.

Snoop app reviews praise the app’s usability and effectiveness, with users saying they feel more in control of their finances and they’ve managed to save substantial amounts since using the app.

Alternatives

Snoop is really a superb app, but if you want to have alternative choice, you can look through the table for a comparison of Snoop to three great competing apps—Plum, Mint, and eToro.

Snoop Plum Mint eToro
Win  Excellent free version Great security Completely free Excellent selection of cryptocurrencies
Lose Sells data to third parties Advanced features require paid subscription Lengthy setup  High fees
Best for Using deals and discounts Automated savings Net worth calculation Investing

Snoop is the best choice for people who want to regain control over their finances and have a clear overview of their money and spending in one place.

For now, Snoop doesn’t connect to crypto wallets and there are no investment options on the app. If this is something you’re interested in, you can check out some of the best crypto exchanges or look into stock trading apps you can use in the UK.

Bottom Line

Understanding what is the Snoop app and how to use it properly can be very beneficial to your personal finance.

The Snoop app makes learning how to take control of your finances and budget your money, so you should give it a try and witness its impact on your financial situation. Plus, you can use it for free, so you’re not risking anything!

FAQ

Is the Snoop app trustworthy?

Snoop is regulated by the Financial Conduct Authority and registered with the Information Commissioner’s Office. This makes the app reliable and trustworthy, despite the fact it collaborates and shares data with third-party apps.

Does the Snoop app cost?

The Snoop app has an excellent free version that boasts plenty of useful features. However, for those who want access to some more advanced features, there’s Snoop Plus—the paid version of the app that costs £3.99/month or £31.99 if you pay yearly.

Can you set budgets on Snoop?

With the Snoop app, you can build a budget and categorise your spending to gain control over how much you’re spending and on what.

Who created the Snoop app?

The research for this Snoop app review found the company was co-founded in 2019 by Jayne-Anne Gadhia and John Natalizia, both former executives at Virgin Money UK.

ABOUT AUTHOR

Researching various topics started out as a hobby, turned into a passion, and became a profession. Finance, investments, and gambling seemed particularly interesting topics of research, so they became my main focus. Now, I can deliver fresh, relevant content on these topics in my favourite language — English.