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To keep our website running, we partner up with some of the companies featured in our reviews. This means that Review42.com may receive compensation from the companies we review when you sign up for a service or purchase a product using one of our links, at no cost to you. Our goal is to test, evaluate and spread the word about solutions that work. Therefore, the expressed opinions in this article are independent and unbiased. Please read our disclosure for more info.
YEARS IN BUSINESS
30+
BBB RATING
C
Average program duration
6 Months
Moneyback Guarantee
90-Days
MONTHLY COST
$79/Month
Discounts
Couples Discount
CUSTOMER SERVICE
Phone, Message Center, Email
A major player in the credit repair and restoration market for over 30 years, Sky Blue is a top performer in terms of fast, best-in-class customer service, and comprehensive offering. To verify that, we did our own research and went through numerous Sky Blue Credit Repair reviews.
As a result, we’ve also concluded that with its exceptional customer service, 90-day money-back guarantee, and generous discounts, Sky Blue is among the best credit repair companies 2020 has to offer.
Focus Of Our Sky Blue Credit Repair Review:
Let’s get to it!
Let’s get a breakdown of the Sky Blue credit repair services, core, and specific solutions for your needs.
Free reports and monitoring, expert analysis of credit reports including disputable accounts, potential compliance issues, credit repair error identification.
35 days disputes cycle, handling a maximum of 15 items, customizable dispute, and re-dispute letters, and diligent check on debt’s statute of limitations, all guarantee swift and meaningful results.
To ensure credit score optimization, Sky Blue does a thorough examination of your credit profile to identify potential opportunities to improve your FICO credit score; based on those reports, you’ll get personalized practical FICO score recommendations.
In-depth analysis of credit reports, guidance, and practical advice on boosting FICO score results and rebuilding credit history.
Entitles you to dedicated assistance for preparing an accurate and timely written response to a collection letter (according to the Fair Debt Collection Practices Act (FDCPA)) to understand the legitimacy of the collection request, validate its proper owner and make sure that there are no extra fees added.
The Sky Blue credit repair late payments solution includes issuing a goodwill letter as an appeal to your creditor to remove an event from your credit history.
In-depth research on the validation of your debt, its statute of limitations, advice, and issuing the actual formal letter to debt collectors to cease all further communication.
Leading all negotiations and debt settlements for you.
Get assistance to build the right credit score to qualify for a mortgage loan by meeting all lender requirements.
Couples get special pricing of $119 review/setup and $119/month. No need to be married, just sign up as a couple.
The initial charge is deducted six days upon sign up.
Condition-free refund in full in case you are not satisfied with the services within the 90 days guarantee period.
Cancel anytime without further obligations, no additional charges, no per diems; cancel by phone, message, or email.
Take a break by stopping your services, schedule a date to resume services, or override the scheduled date; use your Sky Blue portal or submit your request via phone call.
Best In Class support providing speed and quality assistance is available via phone Monday through Friday 9 am — 5 pm EST, a message center, and email.
Huge knowledge base and sources to improve your awareness about credit repair, credit score tutorials, credit tips, how-to guide, a Sky Blue blog, and numerous answered questions.
Single pricing for all services. Setup and monthly fee. No upgrades.
Sky Blue has the simplest pricing model — a flat fee of $79/month charged six days after subscription. No signup fee. No advance payments. No additional charges for both Sky Blue Essential and Extra credit restoration services.
Easy and intuitive online setup. Pause your service using the Sky Blue portal.
Customer reviews of Sky Blue credit repair online registration share similar feedback — seamless and user-friendly process.
Here are the registration process step-by-step instructions:
Once you’re settled, Sky Blue will send you an in-depth report identifying bad items on your credit history:
You will then have to decide on which items you want to dispute.
You will also receive personalized tips on how to improve your credit score.
The Sky Blue portal allows you to pause your services with just a click. Charges are immediately ceased until a scheduled date or at your own will.
GeoTrust SSL. McAfee protection.
Sky Blue credit repair solutions are available to its customers through a GeoTrust encrypted website and McAfee protection to ensure the security of your data.
Rich education base
Efficient customer service
Generous couples discount
Affordable and clear pricing
90 Day moneyback guarantee
World-class security encryption
Limited-featured online management system
Limited services on offer
C rating on BBB
How Does Sky Blue Credit Compare To Others?
Sky Blue BBB Ratings
We’ve gone through 29 customer reviews on Better Business Bureau (BBB) for the last 3 years. The results showed a single 1-star rated review and 28 5-stars rated reviews.
For the same time period, there are 8 closed Sky Blue credit repair complaints — 5 have been successfully resolved and 3 answered.
Sky Blue Google Ratings
Across all 140 customer reviews on Google, Sky Blue Credit repair received a 4.5-stars rating. Only 17 reviews have been rated with a single or 2 stars.
Overall Review Feedback
Overall Reported Issues
Offering a full range of credit restoration services with a world-class customer support and a rich knowledge base is no doubt Sky Blue’s biggest draw. The comprehensive pricing model and significant couples discount stand out in Sky Blue credit repair reviews. The full refund within the 90-day money guarantee period makes the sign-up decision even smoother.
Yes, Sky Blue’s program includes detailed guidance towards credit repair in the case of potential identity theft.
No and it’s not accredited by BBB.
It takes six months on average; however, the Sky Blue Credit Repair reviews we went through suggest that depending on your situation, the process can be shortened or extended.