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2020’s Sky Blue Credit Repair Reviews (Accurate & Up-To-Date)

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Strengths

  • Affordable and clear pricing model
  • Generous couples discount
  • 90-day moneyback guarantee
  • World-class security encryption
  • Rich education base

Weaknesses

  • Limited-featured online management system
  • Limited services on offer

Sky Blue Credit Breakdown

YEARS IN BUSINESS

30+

BBB RATING

C

Average program duration

6 Months

Moneyback Guarantee

90-Days

MONTHLY COST

$79/Month

Discounts

Couples Discount

CUSTOMER SERVICE

Phone, Message Center, Email

A major player in the credit repair and restoration market for over 30 years, Sky Blue is a top performer in terms of fast, best-in-class customer service, and comprehensive offering. To verify that, we did our own research and went through numerous Sky Blue Credit Repair reviews.

As a result, we’ve also concluded that with its exceptional customer service, 90-day money-back guarantee, and generous discounts, Sky Blue is among the best credit repair companies 2020 has to offer.

Focus Of Our Sky Blue Credit Repair Review:

  • Core Sky Blue credit services
  • Added Sky Blue services
  • User Reviews
  • Pros & cons
  • Support
  • Pricing

Let’s get to it!

Sky Blue Credit Repair Services

Let’s get a breakdown of the Sky Blue credit repair services, core, and specific solutions for your needs.

Sky Blue Credit Repair Reviews

Sky Blue Core Services

  • Pro Analysis

Free reports and monitoring, expert analysis of credit reports including disputable accounts, potential compliance issues, credit repair error identification.

  • Disputes Management

35 days disputes cycle, handling a maximum of 15 items, customizable dispute, and re-dispute letters, and diligent check on debt’s statute of limitations, all guarantee swift and meaningful results.

  • Score Assistance

To ensure credit score optimization, Sky Blue does a thorough examination of your credit profile to identify potential opportunities to improve your FICO credit score; based on those reports, you’ll get personalized practical FICO score recommendations.

  • Credit Rebuilding

In-depth analysis of credit reports, guidance, and practical advice on boosting FICO score results and rebuilding credit history.

Sky Blue Extra Services At No Added Cost

  • Debt Validation

Entitles you to dedicated assistance for preparing an accurate and timely written response to a collection letter (according to the Fair Debt Collection Practices Act (FDCPA)) to understand the legitimacy of the collection request, validate its proper owner and make sure that there are no extra fees added.

  • Goodwill Letters

The Sky Blue credit repair late payments solution includes issuing a goodwill letter as an appeal to your creditor to remove an event from your credit history.

  • Cease & Desist Letters

In-depth research on the validation of your debt, its statute of limitations, advice, and issuing the actual formal letter to debt collectors to cease all further communication.

  • Negotiation Service

Leading all negotiations and debt settlements for you.

  • Mortgage Preparation

Get assistance to build the right credit score to qualify for a mortgage loan by meeting all lender requirements.

Everything You Need To Know About Sky Blue Credit

  • Sky Blue Credit Repair Couple Pricing Discount

Couples get special pricing of $119 review/setup and $119/month. No need to be married, just sign up as a couple.

  • Free Trial & 90-Day Money-Back Guarantee

The initial charge is deducted six days upon sign up.

  • Refund Policy

Condition-free refund in full in case you are not satisfied with the services within the 90 days guarantee period.

  • Cancellation Policy

Cancel anytime without further obligations, no additional charges, no per diems; cancel by phone, message, or email.

  • Pause Your Program

Take a break by stopping your services, schedule a date to resume services, or override the scheduled date; use your Sky Blue portal or submit your request via phone call.

  • Customer Service

Best In Class support providing speed and quality assistance is available via phone Monday through Friday 9 am — 5 pm EST, a message center, and email.

  • Education Center

Huge knowledge base and sources to improve your awareness about credit repair, credit score tutorials, credit tips, how-to guide, a Sky Blue blog, and numerous answered questions.

Pricing

Single pricing for all services. Setup and monthly fee. No upgrades.

Sky Blue has the simplest pricing model — a flat fee of $79/month charged six days after subscription. No signup fee. No advance payments. No additional charges for both Sky Blue Essential and Extra credit restoration services.

Ease Of Use 

Easy and intuitive online setup. Pause your service using the Sky Blue portal.

Customer reviews of Sky Blue credit repair online registration share similar feedback — seamless and user-friendly process.

Here are the registration process step-by-step instructions:

  • Step 1: Sign up by providing your personal details such as name, address, contact details.
  • Step 2: Add a second member at a half-price — no need to be married.
  • Step 3: Get a clear view of the upcoming payments for the services. No surprises.
  • Step 4: Sky Blue obtains the free credit reports you’re entitled to.
  • Step 5: Provide your Billing and Legal details.

Once you’re settled, Sky Blue will send you an in-depth report identifying bad items on your credit history:

  • charge-offs
  • debt collections
  • late payments
  • repossessions
  • foreclosures

You will then have to decide on which items you want to dispute.

You will also receive personalized tips on how to improve your credit score.

The Sky Blue portal allows you to pause your services with just a click. Charges are immediately ceased until a scheduled date or at your own will.

Security

GeoTrust SSL. McAfee protection.
Sky Blue credit repair solutions are available to its customers through a GeoTrust encrypted website and McAfee protection to ensure the security of your data.

Pros & Cons

Rich education base

Efficient customer service

Generous couples discount

Affordable and clear pricing

90 Day moneyback guarantee

World-class security encryption

Limited-featured online management system

Limited services on offer

C rating on BBB

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Customer Reviews & Ratings

Sky Blue BBB Ratings

We’ve gone through 29 customer reviews on Better Business Bureau (BBB) for the last 3 years. The results showed a single 1-star rated review and 28 5-stars rated reviews.

For the same time period, there are 8 closed Sky Blue credit repair complaints — 5 have been successfully resolved and 3 answered.

Sky Blue Google Ratings

Across all 140 customer reviews on Google, Sky Blue Credit repair received a 4.5-stars rating. Only 17 reviews have been rated with a single or 2 stars.

Overall Review Feedback

  • No sales pressure
  • Helpful and loyal customer support
  • Prompt bad items removal and credit score improvements
  • Keeping customers informed of work progression via mail or phone

Overall Reported Issues

  • Issues with money-back guarantee refunds – all raised issues have been resolved
  • Authorization issues at enrollment which were resolved

Wrap Up

Offering a full range of credit restoration services with a world-class customer support and a rich knowledge base is no doubt Sky Blue’s biggest draw. The comprehensive pricing model and significant couples discount stand out in Sky Blue credit repair reviews. The full refund within the 90-day money guarantee period makes the sign-up decision even smoother.

Editor Rating
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Editor Rating
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FAQ

Does Sky Blue credit repair offer identity theft protection?

Yes, Sky Blue’s program includes detailed guidance towards credit repair in the case of potential identity theft. 

Does the company have any pending regulatory action?

No and it’s not accredited by BBB.

What is the average credit repair program duration?

It takes six months on average; however, the Sky Blue Credit Repair reviews we went through suggest that depending on your situation, the process can be shortened or extended.