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Progressive Insurance is one of the largest insurance companies in the US and has been in the industry since 1937. It has been on Fortune’s list of 100 Best companies to work for, for 3 consecutive years. It offers a wide range of products – from personal life insurance to phone and electronic device insurance.
But does Progressive have pet insurance? Yes! In 2007, Progressive joined forces with Pets Best to create a Progressive Pet Insurance unit. Progressive pet health insurance offers trustworthy medical insurance for dogs and cats at least 7 weeks old.
Progressive Pet Insurance reviews are found all over the place. Our team of expert reviewers will shine a light on the services provided by the company and what pros and cons are involved. Here we go!
How does Progressive Pet Insurance compare to others?
The standout feature of Progressive Pet Insurance is that they offer three insurance options for cats and dogs of any breed.
Policyholders can choose between:
Their affordable and customizable plans and coverage make the company one of the best pet insurance providers in the market.
Let’s see what they offer:
Offering 3 pet insurance policies, Progressive aims to provide customizable plans that fit your circumstances. As an added bonus, Progressive provides affordable pet insurance with a 5% discount for clients who insure more than 1 pet.
The three Progressive Pet Insurance coverage plans are as follows:
According to Progressive Pet Insurance reviews, this is the most popular plan because of its comprehensive coverage. With this plan, your pet is covered for all illnesses and accidents. This includes minor to severe illnesses, ranging from skin infections and allergies to heart disease and diabetes.
Valuable treatments included in this comprehensive plan are:
This plan is designed for members with a limited budget. The Accident Only plan can cost as little as $6 per month and covers the following:
Please note that the Accident Only plan doesn’t cover any illnesses, only accidental injuries.
Progressive’s Wellness Routine Care Plan can either be purchased individually or as an add-on to any of the other two pet insurance plans & coverages. It covers extra medical procedures like:
All pet insurance plans & coverages by Progressive only apply for pet owners within the United States.
Pre-existing conditions, as well as illnesses and injuries related to pre-existing conditions, aren’t covered.
New policyholders should wait the recommended 14 days before taking their pet to the vet. In many cases, claims are denied because the new policyholder didn’t observe the full 2-week waiting period before incurring medical costs at the vet’s.
Annual limits for reimbursements are set to either $5,000 or an unlimited amount. Your monthly premium will depend on this factor.
Progressive’s excellent digital platform makes the claim process seamless. Уsing Progressive’s digital platform, you can:
The claims process takes no longer than 3 days, with reimbursements being finalized no later than 5 days after the claim. Depending on your reimbursement level (indicated as a percentage), Progressive will indemnify expenses that you are eligible for.
When your pet gets treated for an illness or injury, you’ll have to pay the vet directly. After you’ve made a payment, you can file a claim to Progressive Pet Insurance for reimbursement.
If your plan covers 70%, you’ll be reimbursed 70% of the total amount of costs incurred minus your deductible. The higher your reimbursement level the better.
You can purchase insurance for your cat or dog once they are 7 weeks old. Depending on how much coverage you want, your Progressive Pet Insurance cost can be as little as $1 per day. Typically, you’ll have to pay a monthly pet insurance fee with policies being set to an automated renewal annually.
Accident and illness plans are completely customizable and you can choose your annual deductible that ranges between $50-$1,000. Reimbursement percentages range from 70%-90%. And annual limits can either be unlimited or set to $5,000.
Progressive Pet Insurance customer reviews state that requesting a quote is an easy process. You can either phone a consultant on 1-877-298-0639 or request a quote using their online service. There is another option of downloading the Progressive Insurance app onto your smart device to track claims and receive further information.
Prices depend on your:
Luckily, your cat or dog can be enrolled at any age and then keep the same level of coverage as they get older.
On average, a minimum monthly premium for Progressive Pet dog insurance coverage is $35-$40 and $28-$34 for cats.
Policyholders should be aware of their yearly cap ($5,000 or unlimited). Once the cap has run out, you have to wait until the next year before you can claim again.
So, how good is Progressive Pet Insurance?
There are countless great reviews of their customer service all over the internet. Their customer service agents can be contacted via phone, email, social media platforms, and online chat services.
Customers can use Progressive’s well-designed mobile app to communicate with consultants.
All answers to frequently asked questions can be found on Progressive Insurance’s website.
Moreover, they even provide a 24/7 Pet Helpline that answers all your pet-related questions.
Offers medical coverage for both dogs and cats of all breeds
Have customizable coverage plans with deductibles ranging between $50-$1,000
You can save 5% on a BestBenefit policy
When you insure more than one pet you get a 5% discount
Policyholders can use any licensed veterinarian
Free coverage for pet injuries incurred from vehicle accidents
No upper age limit coverage
Recommended as one of the best pet insurance providers by many satisfied members
Some non-medical procedures aren’t covered, for example, grooming, cosmetic, and elective procedures
Doesn’t cover any pre-existing conditions
No coverage options for exotic pets
Progressive does have a BBB rating of A+. Keeping in mind that the company has many other insurance policies available for household and auto goods, the pet insurance section created by Pets Best has received just as much praise as the umbrella company itself.
On the internet, the average Progressive cat and dog health insurance review is usually positive. 365 Pet Insurance gives Pets Best pet insurance a rating of 4.8/5. Another excellent overall rating of 4.4/5 is given by ConsumersAdvocate.org and 4/5 by ExpertInsuranceReviews.com.
With over 500,000 likes on Facebook and almost 1,000 positive reviews, it’s fair to say that Progressive has a great reputation, both as a corporation and as an insurance provider.
To ensure your four-legged friend’s health and well-being, investing in Progressive Pet Insurance is absolutely worth it. Progressive Pet Insurance reviews on the internet, including our own, proves that this is one of the top pet insurance companies on the market.
It is clear that Progressive, with its 83 years of experience, is in a position to provide the best insurance services for their clients. It joins hands with Pets Best to offer their customers a great pet insurance option.
If you opt for Progressive Pet Insurance, you’ll be in safe hands with a company that not only provides customizable coverage plans to fit your budget and your pet’s needs but also has the relevant experience as an accredited insurance provider.
Yes! When you insure more than one pet you get a 5% discount. Furthermore, you can save 5% on a BestBenefit policy.
Progressive Pet Insurance offers medical coverage for both dogs and cats of all breeds. There are no coverage options available for exotic pets.
Policyholders can use any licensed veterinarian or a clinic.