• DEDUCTIBLE: $500

2022's TotalProtect Home Warranty Reviews

  • SERVICE FEE: $150
  • DEDUCTIBLE: $500

Best For

Nationwide Service


  • Offers services nationwide
  • Plans start at $1 or less
  • 180-day workmanship guarantees


  • Only one day to submit the claim
  • Service fees can be high

TotalProtect Home Warranty has recently been removed from Cinch’ offering – this article will take you directly to Cinch’ website.

TotalProtect home warranty is a company offering home maintenance and protection services. It is now owned by Cinch. TotalProtect Home Warranty reviews shed light on all the vital details of home management and home warranty coverage that they offer. Their main goal is to make it simple for homeowners to find protection for their home systems at prices they can afford.

TotalProtect home warranty consumer reviews show that they are a dedicated team that helps homeowners with solutions for easier home repairs via:

  • a vast network of service experts
  • workmanship guarantees
  • modern tools

If you find it too expensive to address wear and tear damage around the house, you should definitely keep an eye out for TotalProtect Home Warranty ratings and reviews.

TotalProtect Home Warranty Features

How does the claim process work, what is covered with your plan, and what additional benefits do you get? You’ll find out in this TotalProtect Home Warranty review. It wouldn’t hurt to know what is covered by the home warranty companies in general.


After purchasing a plan, you will have to wait 30 days for the coverage to apply.

The warranty plans cover failures that occur due to accidental mechanical damage that comes from routine use. This pertains to any normal wear and tear damage, including any home systems components, such as switches, knobs, handles, and motors.

TotalProtect Warranty coverage reviews show that non-mechanical parts aren’t covered under the warranty plan: walls, doors, windows, and roof. The plan also doesn’t cover any items that were improperly repaired by someone else or badly installed, to begin with. Perhaps you should consider taking an extended warranty for appliances that are most vital like refrigerators, dryers, and washing machines.

Some items do come with a cap on the maximum the plan pays for replacements and repairs. The maximum amounts per item vary, but sometimes it can be a total cap on all items.

Additional Benefits

The Homeowners Insurance Deductible Reimbursement offered under the Complete Home Plan is an added benefit that homeowners in most TotalProtect Home Warranty reviews found quite useful.

TotalProtect also has a Premier Upgrade Package that you can choose as an add-on, which gives you additional benefits for fees and covered claims. The duct, disposal of equipment, electrical modifications, permits, plumbing, code upgrades, and much more. It also provides $500 or $1,000 towards non-covered charges too.


If something breaks down, you can request service online via:

  • My Account
  • Alexa
  • Home Service Manager
  • Customer Service Team

You can claim a home warranty service request as often as you like for covered items until you reach the maximum cap.

When you make warranty claims, verified TotalProtect Home Warranty reviews show that experienced technicians show up for the selection and screening process. They are checked for licenses and come with active liability insurance.

Technicians are also rated based on customer feedback.

Pricing & Plans

TotalProtect Home Warranty offers three plans to homeowners.

  • The Appliances Plan is the most affordable
  • Built-In System Plan offers moderate coverage
  • Complete Home Plan, which includes everything from the previous two plans, and also offers the highest level of coverage and the best value for money.

Within the plans, you still have to pay a basic service fee of $150. If it happens that their prices are higher than what you can afford, check out the affordable home warranty companies, and there you’ll probably find a suitable company.

Each TotalProtect Home service plan comes with some benefits:

  • 180-day workmanship guarantee – If after 180 days of covered repairs system or appliances break, they will fix for free.
  • Protection for pre-existing conditions – You don’t have to pay for problems you didn’t know about.
  • Corrosion and rust coverage – This type of damage won’t get your request denied.
  • New appliance discount – For any new major appliance you purchase.
  • HVAC systems or refrigerator filter changes – You’ll receive $25 under the plans.
  • Sensors that detect a water leak

With the idea to save you time, this TotalProtect Home Warranty review includes all plans and coverage.

Appliance Plan Built-In System Plan Complete Home Plan
Systems/Appliances covered
  • Clothes dryers
  • Washing machines
  • Cooktops
  • Dishwashers
  • Food centers (built-in)
  • Free-standing ice makers
  • Microwaves (built-in)
  • Ranges
  • Range exhaust hoods
  • Refrigerators
  • Trash compactors (built-in)
  • Wall ovens
  • Air conditioning (incl. ductwork)
  • Attic fans
  • Ceiling fans
  • Central vacuums
  • Doorbells
  • Electrical system
  • Garage door openers
  • Garbage disposals
  • Heating system(incl. ductwork)
  • Instant hot/cold water dispenser
  • Plumbing system
  • Smoke detectors
  • Sump pump
  • Toilets
  • Water heater
  • Jetted Tub/Whirlpool (built-in)
  • Everything in the Appliance and Built-In System Plan
  • Homeowners Insurance Deductible Reimbursement


Non-Mechanical Items Non-Mechanical Items Non-Mechanical Items
Add-ons/Additional coverage
  • Faucets
  • Outdoor Gas Line
  • Outdoor Sewer Line
  • Outdoor Water Line
  • Septic Tank Pumping/ Septic Tank
  • Standalone Freezer
  • Surge Protection (This coverage isn’t available in some states: CA, GA, ID, ME, MS, OH, OR, UT & VT)
  • Swimming Pool, Spa or Combination of both
  • Heater for Swimming Pool, Spa or Combination of both
  • Water Softener
  • Well Pump System with a Booster Pump
Same as in the Appliance and Built-In System plans Same as in the Appliance and Built-In System plans


TotalProtect Home Warranty Alternatives

Let’s look at some of the best home warranty alternatives that you can choose from:

TotalProtect Home Warranty vs. First American Home Warranty
Pricing  A lower service fee
Coverage It has a comprehensive coverage

Additional cost for AC coverage

First American Home Warranty is best for irreparable items.

TotalProtect Home Warranty vs. Amazon Home Warranty
Pricing They have good monthly rates
Coverage Limited add-on options

Amazon Home Warranty has one of the best coverage for systems and appliances.

TotalProtect Home Warranty vs. American Home Shield
Pricing There is an option to adjust monthly pricing
Coverage No option to choose a technician

American Home Shield is best for its variety of plans.

Is Total Protect Home Warranty Worth It?

TotalProtect Home Warranty reviews show that customers appreciate the comprehensive coverage for their homes. The home warranty service contracts ensure that they can receive repair services at reasonable prices. Most home insurance plans do not cover damage to appliances, making TotalProtect stand out with its Appliances Plan. Alternatively, take a look at the best home warranty companies in California and Alaska in case you’re from those states. You might find a good option if TotalProtect doesn’t have what you need.

Where TotalProtect Home Warranty Dominates

Offers services nationwide
Comes with 180-day workmanship guarantees
Home systems and appliances have no maximum amount cap
Plans start at $1 or less

Where TotalProtect Home Warranty Falls Short

Only one day to submit the claim
Service fees can be high
Negative reviews for TotalProtect Home Warranty mention delay in repairs

TotalProtect Home Warranty is a great choice with its affordable plans and additional benefits such as a 180-day workmanship guarantee, coverage of accidental mechanical damage, sensors that detect water leaks, and more.

Key Details

Feature/Benefit Details
States Served Nationwide
TotalProtect Home Warranty Cost Appliances ($34.99)

Built-in Systems ($39.99)

Complete Home ($49.99)

Service Fees $150
The waiting period to start coverage 30 days
Deductible $500
Turnaround Claim Process Time None
Repair guarantee 180 days
Customer Service Availability 24/7
BBB Accreditation B+ Rating
Cancellation Policy Pay as you go
Cancellation Fee $25
Home Inspection or Maintenance Records Required Not needed
Caps On some items
Renewal Fee Same as plan fee


Are there limits on repairs with TotalProtect Warranty?

Non-mechanical items aren’t covered in the warranty. You also have to keep the caps on service requests in mind.

How can I reach TotalProtect Warranty's customer support?

The customer service team is ready to assist you 24/7 at (844) 324-5688. Some TotalProtect Warranty complaints show that their team can be quite slow at times. These complaints have drastically reduced since Cinch took over TotalProtect Home Warranty.

Is there a repair guarantee with TotalProtect Warranty?

There is a 180-day repair guarantee. If any appliance breaks down within 180 days of TotalProtect technicians repairing it, you will get a full repair without additional costs. The latest TotalProtect Home Warranty reviews show that it even comes with Homeowners Insurance Deductible Reimbursement, allowing you to reimburse up to $500.

Is a home inspection required by TotalProtect Warranty?

TotalProtect Home Warranty reviews show that a home inspection is not required.