YEARS IN BUSINESS
Average program duration
Advanced Credit Service For $9.95/month
Up To 10% Off
Mail, Online Form
If you have read any Credit Sesame reviews, you will know that it is a well-established company. What sets Credit Sesame apart from the rest is that it is actually free, unlike other similar services. The Credit Sesame platform provides its users with free monthly updates on changes in their credit score. Credit Sesame reviews on BBB are good and its rating is high.
According to Credit Sesame reviews from 2020, the company also provides:
This makes Credit Sesame the ideal choice for all those who are looking to maintain a good credit score so that they can get loans when needed.
Since 2018, Credit Sesame has been offering its members premium services, which include free access to features such as credit reports, credit score monitoring, and identity theft protection tools. Apart from that, Credit Sesame also offers customized recommendations to its members for getting various types of loans, such as personal loans, student loans, home loans, as well as credit cards. The service helps individuals get all the latest information they need to find the best refinancing opportunities. All of these features have resulted in many positive CreditSesame.com reviews. Credit Sesame has also rolled out a Robo-advisory service that completely automates the credit and loan management process.
Here’s some information on the additional services that Credit Sesame provides for its customers. It should be noted that all of these value-added services are free of cost for Credit Sesame members.
If you are looking for a way to maintain a good credit score, then you should use Credit Sesame for their premium services and detailed information on your credit report.
Credit Sesame offers four different subscription services.
It includes all of the features, such as credit monitoring, credit reports, and identity protection tools.
It costs $9.95/month. This gets you daily credit-score updates from one credit bureau, along with monthly credit score updates and a monthly credit report from up to three bureaus.
This plan costs $15.95/month if you want to get credit monitoring services with alerts from three different bureaus. This level also gives you access to live experts who will answer your questions.
In addition to the other services, the Platinum Protection plan includes 24/7 black market website monitoring as well as lost or stolen wallet protection. Customers also get social security number and public records monitoring services.
The signup process is extremely easy with Credit Sesame. This is also one of the reasons why the service enjoys so many positive Credit Sesame customer reviews.
The Credit Sesame dashboard is extremely easy to use and gives you complete control over all of the features and services that the company has to offer, depending on the type of your membership. The Credit Analysis feature grades your credit score on various factors, including payment history, credit usage, credit age, account mix, and credit inquiries.
Credit Sesame uses the latest security protocols to ensure the safety of its customers’ data.
Free credit score
Multiple service options
Unmatched customer experience
Plenty of features to manage your credit score
Value-added services and features
Debt tracking and analysis
Pricey paid service
No phone or email customer support
How Does Credit Sesame Compare To Others?
We have come across many Credit Sesame reviews, which testify to their superior quality service. We also found positive Credit Sesame score repair review feedback, which is good news for all those who are having their doubts about using this service. Credit Sesame also has a positive BBB rating. Their good credit score tracking services are the main reason for the many positive Credit Sesame reviews in 2020. That said, there have also been some negative customer reviews due to the unresponsiveness of their customer service, which cannot be contacted via phone or chat, only mail and an online form.
The following is a comparison between Credit Sesame and some of its competitors and will give you a good idea of the high level of quality that Credit Sesame has to offer its clients.
✓ Credit Sesame vs. Credit Karma – Credit Karma is more focused on financial offers, including lenders and credit cards. But, Credit Sesame provides all these services along with additional features and products, which makes it a great choice for those who are looking to manage a good credit score.
✓ Credit Sesame vs. CreditRepair.com – Credit Repair offers services that allow its customers to fix their credit reports. Credit Sesame provides a free credit score service that enables customers to keep track of and fix their credit score.
✓ Credit Sesame vs. Lexington Law – Lexington Law offers to restore your credit, but Credit Sesame allows users to fix their credit score without having to pay steep fees. Credit Sesame also offers more services and features to its members as compared to Lexington Law.
Interested to learn more about Credit Sesame’s place in the credit repair market? Check our compilation of 2020’s top-rated credit repair companies.
Credit Sesame offers plenty of services apart from its free credit score service. Members get a plethora of credit score management features that allow you to fix your credit score. The company is also about to roll out a new banking account in partnership with Community Federal Savings Bank in the near future. The easy access to up-to-date credit score information, along with the ability for members to reach out to industry experts, makes Credit Sesame a great choice for anybody looking to improve their credit score.
No. Credit Sesame offers many other services to help customers keep track of and fix their credit score.
No. In fact, Credit Sesame has acquired the Canadian challenger bank, STACK, to boost its international presence.
It usually takes anywhere between three to six months to repair a bad credit report. Although the duration may vary depending on various individual factors.
The company offers a veterans discount program. Customers can get up to 10% off by using discount codes from various discount sites.
Signing up for their referral program will get you a $150 Amazon gift card. But you will have to refer up to 6 people within a month. After the 6 referrals go through the signup process, the Amazon gift card will be sent to your email address.
Credit Sesame does provide a money-back guarantee for its services.
According to Credit Sesame reviews, the process is fairly quick (around three months) as compared to other similar service providers.
Customer service is available 24/7. All you have to do is fill out and submit a request on the Credit Sesame website.