• MONTHLY COST: $89.85
  • DISCOUNTS: 50% Off Initial Fee
  • CREDIT REPORTS: $14.99
  • CUSTOMER SERVICE: Extended Hours, Phone, Email, Chat

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Lexington Law Reviews – Is Lexington Law Good for Credit Repair?

Lexington Law Reviews – Is Lexington Law Good for Credit Repair?

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  • MONTHLY COST: $89.85
  • DISCOUNTS: 50% Off Initial Fee
  • CREDIT REPORTS: $14.99
  • CUSTOMER SERVICE: Extended Hours, Phone, Email, Chat

Best For

Free Credit Consultation


  • Fast credit repair
  • Available discounts
  • Free credit consultation
  • User-friendly mobile app
  • Extended customer service hours


  • Billing and collections issues
  • Cancellation can be difficult

Having spent the last 16 years earning a reputation as one of the best credit repair companies in the industry, Lexington Law has successfully turned into one of the most popular options.

In this Lexington Law review, you’ll learn why this company and its services continue to be so well received after all these years. Does its generous discount program, seamless user experience, and affordable pricing plan make this one of the best credit repair companies 2021 has to offer? Let’s find out.

You’ll Learn All About Lexington Law and Its:

  • Services and pricing
  • Customer reviews
  • Pros and cons
  • Competitors
  • FAQs

Lexington Law Services

To get started, let’s take a look at what makes the Lexington Law restoration services what they are.

Erroneous Data Challenging and Possible Removal

Lexington Law can challenge and work to remove late payments, instances of foreclosure, bankruptcies, debt collections, charge-offs, repossessions, and judgments.

Want the lowdown on Lexington Law services? We read and collected the most useful Lexington Law credit repair reviews on the web. Keep reading to find out about its free consultation, discounts, resource center, customer service as well as its cancellation and refund policies.

Free Credit Consultation

While Lexington Law does not offer a free trial at this time, they do offer all potential clients access to a free credit consultation.

Lexington Law Discounts

With Lexington Law, active military personnel, veterans, students, and spouses or members of the same household receive a 50% discount on the first work fees.

Lexington Law Credit Repair Resource Center

Lexington Law’s website features a fantastic credit education hub. Here you’ll find information on loans and loan qualification, credit 101, credit repair, credit bureaus, credit cards, life events, negative items, and how to improve your credit score. They also have an informative blog that discusses everything from repossessions to understanding FCRA (Fair Credit Reporting Act) laws.

Lexington Law Customer Service

Their customer service is available from Monday to Friday, 8:00 am – 12:00 am (EST). On Saturdays, customer support can be reached from 09:00 am to 11:00 pm (EST) and from 09:00 am to 10:00 pm (EST) on Sundays. Customer service can be reached via phone, email, or online chat.

Lexington Law reviews on customer service are controversial. Some users are sharing they had a poor experience with the support, while others report an excellent level of customer service.

Cancellation & Refund Policies

Wondering how to cancel your Lexington Law account? You can do that at any time by calling their customer service team. Just remember that you will be liable to pay for any services rendered prior to your canceling.

Lexington Law Credit Repair Service Guarantee

If you are unhappy with the way in which Lexington Law handles the credit repair process or if you find the level of service unsatisfactory you may be eligible for a refund within 6 months of engaging with the company.

Lexington Law Service Levels & Pricing

So, how much is Lexington Law credit repair? Check out the prices of their different packages below:

Lexington Law - Credit repair services pricing chart

Lexington Law offers a relatively easy-to-understand pricing model. Simply select the service level you need — and can afford — and pay the monthly fee. Credit report pulls are charged separately at $14.99.

Ease of Use

To start using the Lexington Law credit repair solutions, you need to contact the provider. You can do this via their website, email, or telephone. From there, they reach out to you and begin the case intake.

Lexington Law obtains your credit reports from TransUnion, Equifax, and Experian. Their dedicated team of attorneys and paralegals then reviews the reports and begins communicating with the relevant creditors and credit bureaus.

Lexington Law reviews show the company legal team employs a personalized credit repair strategy to each and every case so you can rest assured they’ll be working hard but — more importantly — they’ll be working smart. This is where the journey ends for Concord Standard clients.

For Concord Premier and PremierPlus clients, next up is a credit score analysis followed by a personalized improvement plan that details what you can do to raise your score. They handle disputes and are available to coach you, defend you and respond to you during extended business hours.

At any point, you can use the Lexington Law credit repair app to track your case and monitor your results. The mobile app was developed and released in 2018 and is free for all Lexington Law clients. It features a biometric login, access to your credit reports, status and action updates for each item, and a FICO score and progress tracker.

Overall, the process of becoming a Lexington Law customer is a seamless, user-friendly, and intuitive one.


Lexington Law takes security seriously as they should when dealing with such sensitive information. It is PCI-DSS and EI3PA compliant. Lexington Law has firewalls, file integrity monitoring, intrusion prevention, and detection systems as well as SSL encryption.

Pros Cons
Fast credit repair Billing and collections issues
Extended customer service hours Cancellation can be difficult
Free credit consultation Salespeople can be pushy
Free credit consultation
User-friendly mobile app
Great online resource center
Cases handled by attorneys and paralegals

Lexington Law BBB Reviews & Customer Ratings

We’ve trawled through 200 Lexington Law complaints and compliments on Better Business Bureau (BBB) for the past 12 months. The company has a BBB rating of C and is not currently BBB accredited. Prior to its recent regulatory trouble, it enjoyed a comfortable A- rating.

Many of the feedback is positive and of the 200 Lexington Law reviews we analyzed, 45 of them were resolved and 155 were answered.

Lexington Law Credit Repair VS Competitors

Before we wrap up and answer your FAQs, let’s take a look at how Lexington Law fares when compared against its competitors.

Lexington Law vs Sky Blue Credit

Both companies have an anytime cancellation policy, reasonable monthly fees, and attractive discount options. Lexington Law offers more services but Sky Blue Credit has a set fee no matter what your situation is and offers a full 90-day refund guarantee.

Lexington Law Credit Repair vs Credit Saint

Credit Saint charges an initial fee of $99 for their lower packages and a setup fee of $195 for their Clean Slate package but their ongoing monthly costs are cheaper than Lexington Laws. The company also offers a full 90-day refund guarantee. The two companies have similar service offerings.

Lexington Law vs CreditRepair.com

Lexington Law and creditrepair.com both offer comprehensive services to repair and rehabilitate your credit within similar timeframes. Lexington Law is also the more affordable option with creditrepair.com’s monthly fee being $99.95.

Lexington Law vs Ovation Credit Repair

While Lexington Law offers three tiers of service options, Ovation Credit Repair has only two. Ovation charges an initial fee of $89 but thereafter their fees are significantly lower than Lexington Law’s with its most expensive option costing a mere $89.

Wrap Up

As you can tell after reading this Lexington Law review, anyone who needs to repair their credit score can do so. The company’s stellar reputation, impressive track record, superior customer service, and extensive service offering leave no questions as to why this is one of the best credit repair companies 2021 can offer you.


Does the company assist with legal matters?

Yes, the Lexington Law team is made up of attorneys and paralegals so it shouldn’t come as a surprise that they assist with legal matters. In Arizona and Utah, the company offers full-service legal solutions that cover everything from criminal defense to family law.

Does the company have any pending regulatory action?

Yes, a government action from the Consumer Financial Protection Bureau is currently pending. Nothing has been proven but the allegations include violation of sections 1031 and 1036 of the CFPA and Act 15 of the Telemarketing and Consumer Fraud and Abuse Prevention Act.

What is the average credit repair program duration?

Naturally, everyone’s financial situation differs from person to person so it’s difficult to predict how long the repair will take. However, Lexington Law typically takes an average of 6 months.


Does the company offer any discounts for family members, military, students?

Yes. Lexington Law discounts are applicable to active military members, veterans, members of the same household, and students. The discount consists of 50% off their initial fee.


Is there a referral program in place?

Yes, Lexington Law has a referral program in place which allows its users to earn an income by spreading the gift of credit repair goodness with their family and friends. On top of this, it’s good. For every person that signs up and pays for Lexington Law credit repair services, that’s $30 in your pocket. You’ll be hard-pressed to find a negative Lexington Law credit repair referral program review.


Does Lexington Law offer a money-back guarantee?

Technically, yes. Lexington Law does offer a money-back guarantee. That said, our Lexington Law review indicates that this 6-month guarantee does not relate to their credit restoration services but rather their level of customer service rendered.



I am a curiosity-driven creature searching for answers — and questions — in the digital realm. From marketing through online business creation to software tools — I am fascinated by everything that can make life easier. When not looking for meaning, yoga and good food keep me grounded.