Endurance Warranty Reviews in 2022 [Coverage, Exclusions]

Endurance Warranty has been in the business of providing vehicle protection and extended warranty plans since 2007.

As a direct provider, Endurance Warranty’s customers have peace of mind knowing that they are in direct contact with the institution responsible for their vehicle claims. Along with upfront payments for repairs, they definitely come across as a convenient and consumer-friendly option. Comparing the services they offer and the feedback from numerous Endurance Warranty reviews, we’re about to see if their services are truly worth it.

They also offer a fairly unique high-mileage plan for vehicles with over 150,000 on the clock. Endurance Warranty provides quotations on a quote-by-quote basis, meaning you should go to their website and apply for a free quote to get an idea of what it would cost.

What is covered in this review:

• A detailed review of services
• Full list of benefits
• How to sign up
• Pros and cons
• FAQ

Endurance Warranty Vehicle Service Contract Features

• Down Payment

Мinimal down payment is charged.

• Monthly Payment

All plans are based on a personalized quote, depending on your vehicle and needs.

• Cancellation Policy

Plans range from 36 months to extended loans. Endurance Warranty doesn’t charge any cancellation fee within the first 30 days in case you haven’t made a claim. If you cancel as a customer after having made a claim or after the initial 30-day period, you will be refunded on a pro-rata basis for the remaining period or miles left (whichever is less).

• Cancellation Fee

If you cancel the plan as a customer, you will be subject to an admin fee that’s no more than 7.5% of the contract purchase price.

• Deductible

Yes, you will need to pay a small deductible whenever claiming for a repair job.

• Repair Facilities

Endurance Warranty is nearly universally accepted across the U.S. As long as the repair shop employees are certified mechanics, you should be able to take your vehicle to almost any workshop, whether local or part of a national chain. This can be very convenient if you already have a service agreement with a repairs facility that you want to continue using for your car.

• Mechanical Breakdown Insurance (MBI)

Endurance Warranty does offer mechanical breakdown insurance, ranging from simple powertrain to comprehensive exclusionary coverage. Exclusions for each plan are mentioned individually in the contract for full transparency.

• 24-Hour Road Assistance

Yes, Endurance Warranty offers 24/7 roadside assistance which includes transporting spare parts, unlocking the car, jumpstarting, and more.

• Trip Interruption Coverage

Yes, it covers food and lodging if your vehicle breaks down more than 100 miles from home.

• Rental Car

Yes, all plans include rental car coverage.

• Discounts Available

Endurance Warranty offers up to $250 in vouchers to spend with select partners as well as discounts at selected merchants. Plans are also regularly discounted by as much as $300.

• Extended Warranty

All Endurance Warranty plans come with some level of extended warranty for your vehicle.

• Towing

All Endurance Warranty plans include towing as part of their substitute transportation.

Endurance Warranty Reputation

Endurance Warranty is not BBB accredited and only has a rating of C+ on this consumer protection website. However, Endurance Warranty almost universally receives positive reviews and high scores from customers on other websites like Sitejabber, ConsumerAffairs, and ConsumersAdvocate. Ratings given by Endurance extended warranty reviews generally fall between 4.5 to 5 stars. In spite of the fact that BBB doesn’t give the company a high rating, even the Endurance Warranty reviews on BBB give it a consumer score of just under 4 stars, a rating based on over 1,000 Endurance customer reviews.

Endurance Alternatives

In case you are interested in finding an alternative to Endurance Warranty’s services, many reviews compare Endurance Warranty vs CARCHEX. CARCHEX is a similar provider that includes road assistance and is BBB accredited. CarShield is another option with low (or even no) deductibles. However, both of these don’t directly administrate claims but act as a middleman by sourcing multiple quotes. Although both are BBB accredited they have lower ratings than Endurance Warranty when it comes to customer reviews.

Wrap Up

One thing that sets Endurance Warranty apart is that they are a direct provider of warranty services, something praised in most user reviews. Unlike most competitors who only act as middlemen and collate quotes from different providers, this means your claims will likely be handled in a more direct manner and usually faster, according to most Endurance Warranty auto insurance reviews.

It also means you’ll be in contact with the people directly responsible for your claim, minimizing the chance that you’ll be “passed around” or struggle to get clear and accurate information. The fact that they offer upfront repair payments will also make filing a claim much less stressful than usual.

However, this also means that Endurance Warranty won’t always be the cheapest option. Roadside assistance, towing, and other services aren’t included without the additional Elite Membership. Sure, this is included for free with the first year, but you’ll need to pay for it afterward.

Depending on your situation, the fact that Endurance Warranty offers quote-based prices instead of universal plans may be either a pro or a con. Without BBB accreditation, but with mostly positive Endurance customer service reviews, it’s a bit harder to judge their overall reputability, although they do seem serious about addressing customer complaints.