• Property types: ★★★★☆ 4/5
  • Property sizes: ★★★★☆ 4/5
  • Locations: ★★★★★ 5/5
  • Ease of communication: ★★★★★ 5/5
  • Rent to own steps: ★★★★★ 5/5
  • Minimum down payment: ★★★☆☆ 3/5
  • Rent to own budgeting: ★★★★★ 5/5

Ultimate Paradise Rent to Own Reviews for 2022

  • Property types: ★★★★☆ 4/5
  • Property sizes: ★★★★☆ 4/5
  • Locations: ★★★★★ 5/5
  • Ease of communication: ★★★★★ 5/5
  • Rent to own steps: ★★★★★ 5/5
  • Minimum down payment: ★★★☆☆ 3/5
  • Rent to own budgeting: ★★★★★ 5/5

Best For

People who don't have enough money for a down payment, but wish to buy a home


  • Easy screening process
  • East to get in touch with property owners
  • A variety of property types and sizes to choose from
  • The website offers a budgeting tool


  • There’s no mobile app currently
  • Have to create an account and pay the fee to look at properties

If you’re like most people, you dream of one day owning your own home. But what if you don’t have the money to buy one, or don’t want to wait years for the bank to approve your loan? If either of those situations applies to you, Paradise Rent to Own may be the perfect solution!

In this blog post, we’ll discuss what Paradise Rent to Own is, how it works, and what its main features are. We’ll also talk about Paradise Rent to Own reviews and how easy it is to sign up and look into the different plans and pricing options available, as well as the customer support and alternatives. So, read on for all the details!

What Is Paradise Rent to Own?

Simply put, Paradise Rent to Own is a company that provides rent-to-own services to people who want to own their home, but don’t have the money for a down payment. If you know how rent-to-own works, you can easily understand how this company works as well!

Purchasing a home nowadays is quite complicated, as you must have a good credit score and enough money saved up for a mortgage.

Similarly, while renting a property, landlords may take the help of a tenant screening service to check your rental history.

Paradise Rent to Own realized these problems and came up with a solution that benefits both the home buyers and home sellers! After paying a minimum amount as a down payment and moving into the house, over the years you pay to rent and save up for the mortgage. One of the great things about Paradise Rent to Own is that there are no credit checks required, allowing you to sign up for a contract even with bad credit or no credit. Another unique feature is that you can lock your house at the current market rates even if you don’t have enough saved up for the actual down payment, and keep saving for the down payment while living in your home and using a part of the monthly payments as a down payment!

How Does Paradise Rent to Own Work?

For a better review of Paradise Rent to Own, let’s look at how this process works.

Step 1: Visit Rent to Own Website

The first step is to visit the official website and check out the properties listed on the homepage. You can enter your zip code to take a look at properties in your neighborhood or your desired area, but you must create an account for the full list.

Step 2: Put Together a List

Put together a list of all the home listings you’re interested in, making sure they’re within your budget to save both yours and the seller’s time.

Step 3: Create a Price Offer

Create a price offer that contains the purchase price, purchase option costs, lease terms, taxes, monthly payments during the lease, insurance coverage, and more.

Step 4: Sign Lease Contract

Once both the parties agree to the terms, sign the lease contract. Make sure you read the lease thoroughly so that there aren’t any conflicts down the line.

Step 5: Live In the House

Once the lease is signed, you get to live in the house while making monthly rent payments for the contracted period of time, which is usually 12 to 36 months.

Step 6: Build up Down Payment

Anyone who wishes to purchase a house must know what a down payment is. While renting the home, you can save for a down payment, after which you can buy the home!

What really impressed me was that Paradise Rent to Own assigns a specified amount of each month’s rent to the rent-to-own option credit. When the lease ends, the buyer can use that as a part of the down payment for the house!

Main Features

Now let’s look at some of the main features for a more detailed Paradise Rent to Own review.

Property Types

Paradise Rent to Own offers a wide variety of property types, from apartments and condos to houses and villas. You can choose your desired property type from a variety of options, but you have to register to access all the options.

Property Sizes

The properties on the website range in size from small homes to large mansions. You can customize the search engine to find the one that suits your needs best.


Paradise Rent to Own offers property in all 50 states, as well as Puerto Rico! You can enter your desired location’s ZIP code on the website to get location-based results, which I think is a wonderful feature that saves buyers time and helps them find the right properties.

Ease of Communications

The Paradise website makes it easy to get in touch with the property owners either via phone or email. This eliminates the need for a middleman, allowing you to directly negotiate the terms and conditions of your lease.

Rent to Own Steps

The various steps involved in the process are highlighted on the website, so you can see exactly what’s involved when renting a home.

Minimum Down Payment

Although it’s claimed you’ll be charged a minimum down payment, you must be aware of the Paradise Rent to Own scam instances. In some cases, the seller overinflates the value of the property, and the buyer ends up paying more than its actual worthwhile thinking they’re actually paying less, which can lead to the pre-foreclosure of your apartment or home. To save yourself from any fraud, make sure you understand the difference between a rent agreement and a lease, talk to a real estate agent, and read your contract thoroughly before signing it.

Rent to Own Budgeting

While researching the website, I came across this budgeting tool that helps you figure out how much you can afford to pay each month. Here are some ratios mentioned on the website:

Debt to Income Ratio

DTI measures how much of your income goes toward paying your debt obligations, and it’s calculated by diving your total gross income with the total debt obligations. 43% is the highest this ratio can go for you to get approved even for a rent-to-own.

Front Ratio

This is the percentage of your monthly income that goes toward your rent. While most homeowners know how much to charge as rent, they seldom consider this ratio. The renting cost includes the principal, interest, real estate tax, and home insurance. Typically, most mortgage lenders allow 28% of the buyer’s gross income, so when you’re budgeting for a rent-to-own, make sure you meet this criterion.

Back Ratio

This is the percentage of your monthly income that goes toward other debts, such as credit card debt, car payments, alimony, child support, or student loans. The ideal ratio is between 36% to 43% of the gross income.

The website has given a detailed description of all these ratios, and several reviews of Paradise Rent to Own appreciated this feature.

Feature Rating
Property types 4/5
Property sizes 4/5
Locations 5/5
Ease of communication 5/5
Rent to own steps 5/5
Minimum down payment 3/5
Rent to own budgeting 5/5

Ease of Signup

The signup process is very easy—you have to provide all the basic information like name, address, email, and create a password. Next, you have to provide your card details to confirm the signup process. However, although the process is easy, some people find it unnecessary, as many like to go through properties on various platforms before confirming the purchase.

Plans, Pricing, and Contracts

Paradise Rent to Own offers a monthly membership of $69 billed automatically after the trial period of 7 days with a refundable fee ends. You have to fill in your card information to start the trial. Most reviews of Paradise Rent to Own didn’t appreciate having to fill in their details to get access to the listings.

The option fee and the credit accumulated during the lease are non-refundable if you don’t purchase the home because they serve as incentives for the home buyer to purchase the property and protect the interests of the home seller.

Customer Support

You can call customer support at (833) 600-9726, and it’s available Monday to Friday from 9 AM to 9 PM EST, Saturday from 9 AM to 4 PM EST, and from 1 PM to 6 PM EST on Sunday.

You can also email them at support@paradiserenttoown.com, or visit the FAQ section on the website for general questions.


Let’s now compare Paradise Rent to Own reviews with other alternatives.

Paradise Rent to Own Rent To Own Services
Win Paradise Rent to Own offers a variety of properties for purchase.
Lose Rent To Own Services work with clients with a low credit score who wish to buy a home.
Best For Rent To Own Services is suitable for people looking for credit repair to buy a home.
Paradise Rent to Own Dial Rent to Own
Win Paradise Rent to Own offers renting a home to people who don’t have enough down payment to buy it.
Lose Dial Rent to Own offers furniture and appliances on a rent-to-own basis.
Best For Dial Rent to Own is suitable for people who want furniture or appliances on a rent-to-own basis.
Paradise Rent to Own Divvy Homes
Win Paradise Rent to Own offers easy communication between the buyer and seller without any middleman.
Lose Divvy Homes allows you to get prequalified for rent-to-own for free.
Best For Divvy Homes is suitable for people who want a competitive offer on the home.

people who don’t have enough money for a down payment, but wish to buy a home.

Is Paradise Rent to Own Worth It?

At the end of Paradise Rent to Own review, let’s see if it’s really worth it. It’s suitable for people looking for an alternative to traditional renting or buying, as it combines the two and helps you purchase your dream home.


Is Paradise Rent to Own legit?

Yes, it’s legit and allows you to buy a home on a rent-to-own basis. However, you must be careful about the sellers, as they often charge more in down payment than the actual market value.

Is Paradise Rent to Own safe?

Yes, based on Paradise Rent to Own reviews, it’s safe. However, you must be careful with individual sellers, as there are a few who might want to scam you. Make sure you do a background check and read the contract thoroughly.


As challenging as she looks, Kristina loves to question things. Her analytical skills give us a fresh look at markets, products and services and her experience as a real estate agent keeps our related topics up to par.