The Most Reputable Extended Car Warranty Companies in 2021

Motor vehicle owners know that they will most likely incur costly, unanticipated repairs at some point. It’s just part of owning a car. Although dealerships generally include warranty coverage in the cost price, policies rarely protect against all eventualities or cover the entire lifetime of the vehicle.

Reputable extended car warranty companies deal with unforeseen expenses, but finding a warranty company that meets your particular needs can be quite difficult. So, we’ve made a list of the best companies to consider to help you make a decision.

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1. Endurance

Endurance aims to improve business standards and to create trustworthy, client-oriented plans while giving customers access to discounts and theft protection tools. Full Review

  • 1 Free Elite membership – including key replacement and concierge service
  • Direct broker consultation
  • Inclusive labor, pre-authorized parts costs
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Endurance aims to improve business standards and to create trustworthy, client-oriented plans while giving customers access to discounts and theft protection tools. Full Review

Price

4/5

Protection

5/5

Reputation

5/5

Transparency

4/5

2. CARCHEX

Endorsed by CARFAX, RepairPal, Kelly Blue Book, and other reputable entities, CARCHEX has been in business for 21 years and prides itself on its customer support. Full Review

  • Affordable payment plans
  • Consumers choose their preferred vehicle repair facility
  • Excellent customer service
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Endorsed by CARFAX, RepairPal, Kelly Blue Book, and other reputable entities, CARCHEX has been in business for 21 years and prides itself on its customer support. Full Review

Price

4/5

Protection

4/5

Reputation

5/5

Transparency

5/5

3. CarShield

Apart from flexible budget plans and payment terms, CarShield also offers continuity of service and a 30-day money-back guarantee. Full Review

  • Highest mileage limit cover
  • Customers pay mechanics directly and are reimbursed making repairs faster
  • Low deductible
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Apart from flexible budget plans and payment terms, CarShield also offers continuity of service and a 30-day money-back guarantee. Full Review

Price

4/5

Protection

5/5

Reputation

4/5

Transparency

5/5

4. Protect My Car

Protect My Car company offers automobile extended warranty products that are great for owners of older, extensively driven cars. Full Review

  • Access to shopping and dining rewards program
  • 36 to 60-month payment window
  • Maintenance service plans for older cars
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Protect My Car company offers automobile extended warranty products that are great for owners of older, extensively driven cars. Full Review

Price

4/5

Protection

5/5

Reputation

5/5

Transparency

4/5

5. Concord Auto Protect

Concord provides services and support to mechanics and drivers nationwide, as well as in Canada. The company’s Rapid Response System promises prompt service at suitable facilities, under the supervision of ASE-certified representatives. Full Review

  • Generous $75/day rental car reimbursement
  • Low-priced warranty options
  • ASE-certified technicians
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Concord provides services and support to mechanics and drivers nationwide, as well as in Canada. The company’s Rapid Response System promises prompt service at suitable facilities, under the supervision of ASE-certified representatives. Full Review

Price

4/5

Protection

5/5

Reputation

5/5

Transparency

4/5

6. Zurich

Zurich warranties are some of the best car dealership options for owners of powersport vehicles and motorcycles. Full Review

  • Inclusion of exclusionary and transferable contracts
  • ASE-certified facilities and techniciansc
  • Quick, fair payouts
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Zurich warranties are some of the best car dealership options for owners of powersport vehicles and motorcycles. Full Review

Price

4/5

Protection

4/5

Reputation

5/5

Transparency

4/5

7. Omega Auto Care

Omega Auto Care is underwritten by Lyndon Southern Insurance Company and is affiliated with a variety of professional business associations. Full Review

  • Cover for older, high-mileage vehicles
  • Efficient claiming procedures
  • Informational booklet
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Omega Auto Care is underwritten by Lyndon Southern Insurance Company and is affiliated with a variety of professional business associations. Full Review

Price

4/5

Protection

5/5

Reputation

5/5

Transparency

4/5

8. Infinite Auto Protection

Infinite Auto Protection is a preferred company for owners of older, used vehicles looking to buy an extended car warranty. Full Review

  • Price match guarantee delivers substantial savings
  • Cover for high-mileage vehicles
  • Comparable, flexible payment plans
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Infinite Auto Protection is a preferred company for owners of older, used vehicles looking to buy an extended car warranty. Full Review

Price

4/5

Protection

5/5

Reputation

5/5

Transparency

5/5

9. Liberty Bell Auto Protect

A verified member of the Chamber of Commerce and a direct-to-consumer provider, Liberty utilizes an in-house customer-claims team to handle queries and claims promptly and efficiently. Full Review

  • Affordable payment plans
  • Consumers choose their preferred vehicle repair facility
  • Excellent customer service
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A verified member of the Chamber of Commerce and a direct-to-consumer provider, Liberty utilizes an in-house customer-claims team to handle queries and claims promptly and efficiently. Full Review

Price

3/5

Protection

4/5

Reputation

5/5

Transparency

5/5

10. autopom!

Autopom policies are best for older vehicles that are still in a good condition. Full Review

  • 60 or 30-day money-back guarantee
  • Lower rates for California residents
  • Interest-free payment plans
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Autopom policies are best for older vehicles that are still in a good condition. Full Review

Price

4/5

Protection

5/5

Reputation

4/5

Transparency

5/5

How Did We Identify the Top-Rated Auto Warranty Companies – Our Methodology

For consumers wishing to buy extended vehicle warranties, there appears to be a mind-boggling amount of companies claiming to sell auto extended warranties to choose from. There are companies like Platinum Auto Warranty (our full review is here) that work with a network of providers if you’re looking for a company that offers a large number of options. There are also primary warranty providers, such as CARCHEX. According to online business rankings, the top choices include Endurance, CARCHEX, CarShield, Protect My Car, and Concord Auto Protect.

In compiling this list of the top companies that sell extended car warranties, we looked at an assortment of relevant criteria and indicators.

Coverage Benefits 

Auto warranty proposals differ greatly in terms of the level, inclusiveness, and coverage provided. Although some basic offers are available across the board, additional benefits or exclusive concessions can make a vast difference to consumers faced with a big selection of viable options.

Check out these benefits of obtaining an extended car warranty.

Pricing and Payment Alternatives 

The average extended car warranty rates for used cars in the US are between $350 and $700 per year. Justifiably, the cost of extended warranties on new cars is proportionally higher.

However, factors such as the production year of the car, mileage limits, level of cover purchased, and the make of the vehicle, can greatly influence car warranties’ prices.

Overall Ranking and Reviews

Accessing reviews from BBB, Trustpilot, and other reputable evaluation services gives a comparative indication of the pros and cons of the companies in question. Prestigious membership in professional organizations, for example, the Association of Certified Vehicle Protection Professionals, likewise gives a good indication of a company’s merit.

Customer reviews provide an insight into the strengths and weaknesses of the companies, their business reputation, and the manner and efficiency of their claim processing and warranty coverage. Customer satisfaction ranks high on the list of requirements and should be taken into consideration.

Customer Support

A popular catchphrase states that the customer is always right. This is particularly true when providing consistent, patient, and reliable support to consumers. We investigated each company’s Better Business Bureau accreditation and customer reviews, evaluating the companies’ commitment to excellence of service and their policies on customer support.

2021's Highly Regarded Companies Selling Extended Car Warranty

Endurance
Endurance
Endurance

Best for drivers looking for consistent coverage and assurance.

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  • Direct broker consultation
  • 1 Free Elite membership – including key replacement and concierge service
  • Inclusive labor, pre-authorized parts costs
  • Additional fees apply to cancellation/transfer of contracts
  • Aggressive marketing via phone and email

Endurance is a direct-to-consumer warranty provider servicing all US states except for California. The company has been in the business for over 15 years and has won numerous awards, including Top Warranty Provider (TopTenReviews.com) and the Ernst & Young Entrepreneur of the Year Award.

Endurance aims to improve business standards and to create trustworthy, client-oriented plans while giving customers access to discounts and theft protection tools.

Pricing and Plans

Endurance car warranty services are extensive and adaptable. The 30-day money-back guarantee sweetens the deal. Coverage depends on the production year of the vehicle, mileage limits, and the level of protection required.

Consumers can expect to make a monthly payment of $100-$150 for the following vehicle protection plans:

  • Secure: Covers vital parts
  • Secure Plus: Coverage of powertrain components
  • Select Premier: Covers vital components in vehicles with <150,000 miles on the clock
  • Superior: Comprehensive plan for stated components
  • Supreme: Bumper-to-bumper extended warranty coverage – vehicles with predetermined limitations and exclusions
  • Endurance Advantage: Warranty cover on mechanical components and maintenance at Prime, Plus, or Preferred level

Customer Reviews

Endurance is not accredited by the BBB but is rated C+. On most reviews sites, it averages 4.5/5 in customer satisfaction, coverage, transparency, and cost, as one of the top companies selling extended car warranties.

Customers approve of its services such as roadside assistance, substitute rental or public transportation, towing services, and free quotes. Added benefits include payments made directly to repair facilities, flexible monthly payments, and transferable contracts in the event of a change in vehicle ownership.

However, claim processing is said to be difficult with an extended waiting period before repayment.

CARCHEX
CARCHEX
CARCHEX

Best for previously owned, high-mileage vehicles.

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  • Coverage for high-mileage vehicles for 10 years
  • Excellent customer service
  • Consumers choose their preferred vehicle repair facility
  • Affordable payment plans
  • Routine maintenance (oil change, timing belt replacements, and tune-ups) is not covered
  • No cover for luxury or recreational vehicles

CARCHEX is regarded as a reputable company providing extended car warranty in the US. It prioritizes customer experience, contracts are transferable, and it underwrites incidents not covered by the manufacturer’s warranty.

Endorsed by CARFAX, RepairPal, Kelly Blue Book, and other reputable entities, CARCHEX has been in business for 21 years and prides itself on its customer support.

Pricing and Plans

CARCHEX auto warranty contracts are affordable and come with a money-back guarantee when purchasing one or more of their services. Quotes are custom-made, considering driver habits and their accessible budget. A typical CARCHEX vehicle protection plan ranges from $180 to $250/month, although paying full annual rates is also an option. Deductible expenses can preferentially be set at $0, $50, $100, or $200. Car warranty plans include:

  • Titanium: Bumper-to-bumper protection for up to 10 years
  • Platinum: Coverage of major components specified for up to 10 years
  • Gold: Flexible, comprehensive cover on vehicle systems – high-mileage vehicles
  • Silver: 7-year cover based on the powertrain for vehicles with odometer readings over 100,000 miles
  • Bronze: Basic powertrain protection for up to 6 years

Customer Reviews

CARCHEX prides itself on a 99.9% customer satisfaction evaluation. Accredited by BBB and rated A+, this company may very well be the real deal for your extended car warranty.

Satisfied customers are enthusiastic about the knowledgeable, polite customer service. Trip interruption services, towing reimbursement, 24/7 roadside assistance, and gas delivery are added benefits.

A number of customer reviews indicate issues with contract cancellation refunds, non-payment of purported manufacturing defect repairs, and predetermined exclusions.

CarShield
CarShield
CarShield

Best for securing low-cost vehicle service contracts on vehicles with substantial mileage records

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  • Low deductible
  • Highest mileage limit cover
  • Customers pay mechanics directly and are reimbursed making repairs faster
  • Customers complain about misleading, false advertising
  • Exclusions on theft, vandalism, and natural disasters

CarShield is said to provide cheap extended warranty for cars. This company essentially brokers low-cost coverage options in cooperation with administrative partners. Operational for 16 years, CarShield is regarded as a good company for automobile extended warranty suitable for high-mileage, new, and used vehicles.

Apart from flexible budget plans and payment terms, CarShield also offers continuity of service and a 30-day money-back guarantee.

Pricing and Plans

After an initial free quote, CarShield warranty coverage can be obtained for $80-$130 per month. Although a down payment of $200 is required, deductible limits can be set at $0, $50, or $100 as per particular customer requirements. CarShield auto warranty coverage plans comprise:

  • Diamond: Bumper-to-bumper coverage – effectively a continuation of the manufacturer’s warranty
  • Platinum: Coverage applicable to mechanical breakdown (engine, transmission, electrical systems, starter) in used and high-mileage vehicles
  • Gold: Protection for engine and transmission, air-conditioning, and electric vehicle systems
  • Silver: Affordable cover for transmission, water pump, and other lubricated engine components
  • Aluminum: Comprehensive protection of advanced navigation, electrical, and compression systems
  • Specialty: Cover of ATV and motorcycle components – including backup cameras and GPS

Customer Reviews

In examining the company list offering extended auto warranty and related reviews, CarShield rates on average 1.5/5. The business is not BBB accredited and has an F ranking. Consumer appraisals and complaints refer to unsolicited correspondence, delayed completion of claim processing, and ambiguous contract details.

However, with regard to dependable roadside assistance services, towing, and rental car reimbursement, customers seem to be satisfied in most instances.

Protect My Car
Protect My Car
Protect My Car

Best for owners of older, extensively driven cars

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  • Maintenance service plans for older cars
  • Access to shopping and dining rewards program
  • 36 to 60-month payment window
  • Extended warranty only available for cars younger than 13 years
  • Delayed repair authorization

Protect My Car is recognized as the most popular extended car warranty option in 2021, with regard to maintenance benefits. Endorsed by the Association of Certified Vehicle Protection Professionals, this company claims flexible, long-term payment options and diverse vehicle service programs.

Pricing and Plans

Protect My Car car warranties’ prices depend on the vehicle specifics, driver behaviors, and coverage details. Costs range from $99-$199/month, fixed for 3-5 years. The initial quote is free, with deductible rates as little as $100 on covered repairs. Added bonuses include a 30-day money-back guarantee and transferable contracts.

Its services include:

  • Driveline: Cover for vehicles 4-10 years old, >80,000 miles expended – powertrain, transfer case, differentials, cooling, and electrical systems
  • Select: Driveline cover plus suspension and brakes
  • Supreme: Extended cover resembling car manufacturer’s warranty – optional turbocharger and navigational system inclusion

Protect My Car maintenance plans are available for all vehicles regardless of mileage or vintage. The Ambassador Platinum, Ambassador Elite, and Ambassador Pro plans boast reduced repair costs (up to 50%) and include free oil changes and tire rotation on older vehicles.

Customer Reviews

Protect My Car is a consumer favorite as far as vehicle extended warranty is concerned. Customers rate this service a resounding 4.6/5, while Trustpilot gives it 4.3/5. The company is not BBB accredited but is rated A+.

Customers say that the service representatives are polite, while the service is described as prompt and easy-to-use.

Complaints include deficient claims progress reports, as well as instances of additional costs for lockout services and fuel delivery.

Concord Auto Protect
Concord Auto Protect
Concord Auto Protect

Best for luxury cars

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  • ASE-certified technicians
  • Generous $75/day rental car reimbursement
  • Low-priced warranty options
  • No bumper-to-bumper warranty cover
  • Not supported by an insurance provider

Recent car insurance statistics indicate that Maine is the cheapest state when it comes to car warranties. When it comes to our list, if you are shopping for a cheap extended car warranty, Concord Auto Protect is the place to go.

Concord provides services and support to mechanics and drivers nationwide, as well as in Canada. The company’s Rapid Response System promises prompt service at suitable facilities, under the supervision of ASE-certified representatives.

Pricing and Plans

The cost of extended warranties from Concord Auto Protect is determined by the type of protection plan purchased and the coverage needed. Consumers select one of the following 5-year 75,000-mile plans priced from $310 to $345 annually:

  • Concord Premium: Protects powertrain, electric, electronic, cooling and heating systems, drive axles, master cylinder, turbochargers, suspension, steering components, and anti-lock brakes
  • Concord Advanced: Covers powertrain and major systems – excludes air-conditioning, brakes, electronics, suspension, and turbo
  • Concord Powertrain: Coverage of engine and transmission systems

All packages include the cost of labor and parts, battery replacement, trip interruption service reimbursement, and additional benefits. Reimbursement amounts are bound by predetermined limitations and exclusions.

Customer Reviews

Among other companies offering extended auto warranty, Concord Auto Protect shows a near-perfect consumer review score. Averaging 4/5 with regard to reputation, coverage, prices, transparency, and customer support, Concord is ConsumerAffairs endorsed and BBB rated.

According to reviews, Concord Auto Protect customer support is polite and helpful. One reviewer praised the company’s use of OEM parts in repairs.

Negative feedback mentioned denial of coverage as well as misleading information regarding the value of the company’s special services.

Zurich
Zurich
Zurich

Best for owners of powersport vehicles and motorcycles.

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  • Courtesy call to inform maximum cap on services rendered
  • Inclusion of exclusionary and transferable contracts
  • ASE-certified facilities and technicians
  • Quick, fair payouts
  • Unclear cancellation policy
  • Insufficient coverage plan details available on the website
  • Pre-authorization required for repairs

Zurich is a Switzerland-based company offering auto extended warranties. A Zurich vehicle service contract is only obtainable from approved car dealerships when you purchase a vehicle and comes with detailed exclusions of covered components. However, these contracts are transferable in the event of a change of ownership.

Pricing and Plans

Zurich extended car warranty vehicle protection plans cost anything from $1,000 to $2,500 annually and comprise of the following options:

  • Powertrain: Covers the engine, transmission, transfer case, and drivetrain
  • Standard: Powertrain cover in addition to suspension, steering, brakes, heating, air-conditioning, and electrical systems
  • Comprehensive: Exclusionary contract detailing components that are not covered – possible exclusions – cooling systems, interior and exterior cosmetic repair, etc.
  • Select: Budget-friendly option to cover windshield and cosmetic repair, as well as tire and alloy wheel damage repair

Zurich’s added car warranty plan benefits include key protection and maintenance, rental car reimbursement of $30-$40 over 6-10 days, as well as trip interruption service reimbursement at $100/day for 3 days if stranded more than 100 miles from home.

Customer Reviews

Zurich has an A+ BBB rating, a 4.5/5 ConsumerAffairs evaluation, and a 3.5/5 general customer satisfaction score.

Reviews applaud the inclusive cover of motorcycles, ATVs, and power sport vehicles. Additional things customer praise are the company’s professionalism, quick claim processing, and few out-of-pocket expenses.

Complaints cite unhelpful consultants and insufficient support with regard to tire repair and replacement.

Omega Auto Care
Omega Auto Care
Omega Auto Care

Best extended warranty for cars no longer covered by their factory warranties

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  • Informational booklet
  • Cover for older, high-mileage vehicles
  • Efficient claiming procedures
  • Difficult cancellation practices
  • Phishing reports

Omega Auto Care takes care of stressful auto repair worries and unplanned maintenance costs. Offering the top-rated vehicle extended warranty products, Omega service agreements include a variety of maintenance and extended warranty benefits.

Omega Auto Care is underwritten by Lyndon Southern Insurance Company and is affiliated with a variety of professional business associations.

Pricing and Plans 

Omega car warranties’ prices are not readily available but are estimated to be $3,705-$4,657 annually, with a sizable down-payment. However, quotes depend on the type of contract required. An optional flexible payment plan costs $277/month for a term of 15 months. Coverage options are as follows:

  • New Exclusionary Contract: Bumper-to-bumper cover for most car components and systems – vehicles 7 or more model years old/<100,000 miles
  • Used Stated Coverage: Stated component protection – major parts and systems – vehicles 10 or more model years/ <150,000 miles
  • Powertrain Protection: Basic and upgraded powertrain options – vehicles up to 15 model years/<250,000 miles

Powertrain Plus and Powertrain Enhanced plans cover additional mechanical components such as air-conditioning, cooling, and fuel systems.

The extended car warranty cost covers oil changes, brake pad replacement for selected vehicles, fluid delivery, and credit on replacement batteries, among other services. Reimbursement varies according to coverage options.

Customer Reviews

Omega Auto Care has been operational for 8 years and is BBB accredited with an A+ rating. Trustpilot and ConsumerAffairs reviews indicate a 4/5 customer satisfaction rating.

Customer services are described as professional, trustworthy, and dependable. Service providers are mostly very knowledgeable and helpful when explaining details of the coverage.

A small number of negative reviews complain about excluded coverage benefits and excessive extended warranty rates.

Infinite Auto Protection
Infinite Auto Protection
Infinite Auto Protection

Best for owners of older, used vehicles

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  • Comparable, flexible payment plans
  • Price match guarantee delivers substantial savings
  • Cover for high-mileage vehicles
  • Service plan options are limited
  • Reimbursement benefits low comparable to competitors

Infinite Auto Protection is regarded as a cheap extended warranty option for owners of used cars. Infinite is a direct-to-consumer provider of extended car warranty cover after the manufacturer’s warranty expires. The company administers its own policies and offers a free quote on exclusionary contracts.

Pricing and Plans

Infinite’s website claims 100% payment of repair costs on covered components. Rates are calculated at 3 cents/mile of coverage, subject to car details and the level of warranty coverage needed. There are discounts on upfront payment of annual fees, although monthly payment options are also available.

Car warranty plans on offer are:

  • Prime: Covers engine, transmission, 4×4 AWD, high tech, electrical, cooling, braking, fuel, and steering systems, heating/AC, drive axle, differential, suspension, turbo, ABS
  • Modern: Prime cover excluding fuel systems, turbo, heat/AC components, suspension, and turbochargers
  • Foundation: Powertrain, 4×4 AWD, electrical, braking, and cooling systems cover

Plans include roadside assistance as well as rental and trip interruption service reimbursement. Contracts carry a 30-day money-back guarantee and may be canceled at a fee of $50, provided that no claim has been made. Agreements are transferable to new owners.

As is customary for car warranty companies, coverage of glass, bumpers, upholstery, interior trim, brake pads, and brake shoes are excluded.

Customer Reviews

Although Infinite is accredited and B + rated by BBB, reviews on Infinite’s services are very diverse. Trustpilot rates the company 3.2/5, while ConsumerAdvocate.com gives it 4.5/5 stars.

Customer reviews commend the affordable, comparable payment plans and freedom to choose repairment centers.

That said, many reviewers complain about bad customer service and delayed reimbursements of refunds and payments.

Liberty Bell Auto Protect
Liberty Bell Auto Protect
Liberty Bell Auto Protect

Best for solid coverage at low premiums

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  • Cover for vehicles with up to 140k mileage readings
  • After-hours messaging service
  • ASE-certified technicians
  • Reimbursement discrepancies
  • Insufficient claim response and follow-up

Liberty Bell Auto Protect is recognized as one of the most affordable car warranty companies in the US. The company offers low-cost solutions and a novel 110% price match guarantee.

A verified member of the Chamber of Commerce and a direct-to-consumer provider, Liberty utilizes an in-house customer-claims team to handle queries and claims promptly and efficiently.

Pricing and Plans

Liberty vehicle service contracts offer coverage for luxury vehicles and used cars alike. Consumers can choose from 3 different vehicle protection plans:

  • Platinum: Powertrain coverage, cooling, electric, brake systems, and 4×4 AWD
  • Platinum Plus: Cover for steering systems in addition to Platinum coverage
  • Platinum Prime: Bumper-to-bumper coverage including AC, fuel systems, ABS, GPS, suspension, turbocharger, seals, and gaskets

One of the top car warranty options available, Liberty’s customary roadside assistance incorporates fluid delivery as well as locksmith and concierge service. Additional benefits include trip interruption support, rental car, and towing reimbursement.

As a special feature, the company provides discount-rated services to US military personnel.

Pricing details are as follows:

Protection Plan Platinum Platinum Plus Platinum Prime
Term of coverage 60,000 miles/5 years 36,000 miles/3 years 60,000 miles/5 years
Monthly $85/month x 24 $98/month x 24 $1,688 upfront
Down payment $150 $150 Full amount
Deductible $100 $150 $100
Total $2,190 $1,688 $2,454

Customer Reviews

Liberty Bell Auto Protect has been in business for 10 years and is a preferred company when purchasing an auto extended warranty. Highly rated by BBB and boasting an overall 4/5 customer satisfaction rating, Liberty is renowned for quick claim turnaround times and excellent sales assistance.

However, some policyholders have filed complaints about claim disputes and unaccommodating customer support.

autopom!
autopom!
autopom!

Best for older vehicles that are still in a good condition

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  • Interest-free payment plans
  • 60 or 30-day money-back guarantee
  • Lower rates for California residents
  • No cover for vehicles with manufacturing defects
  • Down-payment of 10% of premium payable

Autopom (styled autopom! – which stands for “automotive peace of mind”) is a reputable company for an automobile extended warranty, licensed in California. The company partners with A-rated insurance companies Mercury Insurance Group, Enterprise Finance Group, Royal Administration Services, and United Car Care to market vehicle protection plans.

Pricing and Plans

Autopom mechanical breakdown policies and auto services are available in selected US states. MBI contracts are comparably cheaper than vehicle service contracts and good value for money.

An average Autopom extended warranty costs an estimated $800 annually, while powertrain options will set you back $600/year. Reviewers report that monthly payments are optional while upfront down payments are regarded to be higher than average. Autopom coverage includes:

  • Powertrain Plus: Cover for powertrain, turbo, differential components – optional extras are AC, electrical, and brake system components – for vehicles 14 years old or less
  • Mid-level: Powertrain Plus with suspension, steering, cooling, braking systems, and fuel delivery
  • High-level: Low-cost cover of specified components in the engine, transmission, steering, electrical, fuel, and cooling systems
  • Exclusionary: Full, bumper-to-bumper coverage of major electrical and mechanical components with listed limitations and exclusions

Additional benefits such as road hazard protection, roadside and rental assistance, and trip interruption service reimbursement are standard.

Customer Reviews

Reviews on extended car warranty reveal that Autopom is accredited with the BBB and has an A+ rating, while consumer reviews give it a 4.4/5 satisfaction score.

Reviewers praise Autopom customer and sales support teams and inclusive claims intervention strategies. The quote procedure is simple and efficient with apparent contract transparency.

Negative reviews reflect dissatisfaction with claim inconsistencies and the exclusion of limited and high-performance vehicle warranty eligibility.

What You Should Know About Reputable Extended Car Warranty Companies – Buyer’s Guide

When shopping for vehicle protection plans, consumers have to navigate an extensive, confusing list of companies claiming to sell the most attractive extended auto warranty. Knowing how to select a top-rated warranty company from the mix can save a lot of hassle and money.

What Do Extended Car Warranties Cover?

Extended car warranties effectively take care of any unexpected expenses incurred when a vehicle breaks down. A vehicle protection policy provides coverage for the repair costs over a specified period, linked to a stipulated mileage limit. Different companies offer diverse levels of extra benefits in conjunction with repair coverage services.
Extended car warranty plans typically offer:

Powertrain Coverage

This maintenance plan protects mechanical parts in the engine, transmission, and drive axle of the car in the event of component failure or damage. The drive axle, also known as the drivetrain, is essentially the part of the vehicle (excluding the engine and transmission) that delivers power to the wheels of the car.

Named Parts Warranty

A named parts warranty plan covers a detailed, specified list of predetermined components of an automobile. Regardless, most key mechanical components and systems of the vehicle are usually protected in this manner.

In some instances, a consequential clause is written into the contract. This basically omits cover of vehicle components damaged due to the failure of other, uninsured parts of the vehicle.

Bumper-to-bumper 

Extended cover by way of a bumper-to-bumper extended warranty essentially covers the cost of repairs of the majority of parts in a vehicle. Wear-and-tear items, for example, windshield wiper blades, brake pads, clutch components, and light bulbs are excluded from repair benefits.

What Is an Extended Car Warranty?

An extended car warranty is basically a vehicle service contract or vehicle protection plan. Motor owners usually purchase such a contract when the manufacturer’s warranty term on their vehicle has expired. This is particularly true when an automobile is an older model or has a substantial number of miles on the clock.

Things to Know About Extended Car Warranties

It is of vital importance for prospective extended car warranty holders to remain aware of the terms and conditions applicable to their selected cover. The most reliable companies will assist customers by highlighting and explaining the fine print when marketing warranty coverage. Clients use this information to determine the coverage they require and to calculate down payments, monthly charges, and deductibles.

  • Deductibles: Fees payable by the contract holder before the repairs or replacement of parts can commence.
  • Coverage: The extent of protection provided as per selected coverage plan and consumer needs.
  • Monthly Payments: A convenient option when paying the extended car warranty cost – as an alternative to paying the full cover due as a once-off payment or as annual installments.
  • Deposit: Down payment required on the acquisition of a warranty plan – calculable as a percentage of the total cover purchased.
  • Terms: The length of the contract as indicated in years and maximum vehicle mileage limits eligible for cover.
  • 30-Day Money-Back Guarantee: Policy promising a full refund of the costs if the customer is unsatisfied with the product – payable in full or prorated as applicable. Learn more about money-back guarantees here.
  • Direct Provider: A direct-to-consumer provider sells and oversees policies and claims in-house, without external administration of the claims procedures.
  • Third-Party Provider: Third-party providers underwrite warranty contracts and handle the administration of brokered vehicle protection plans – brokers have the power to advocate client rights in some instances.

How to Choose an Extended Car Warranty? 

Finding the right extended warranty for your car can be difficult but here’s where you can start:

Browse to Find Options 

Consumers can use search engines to find the most reliable company selling extended car warranties. Some points to look for are whether the company uses ASE-certified technicians and mechanics and whether it gives you the freedom to choose your own repair facility.

Pick Two or Three Top Options

Once you decide on the extended warranty benefits suited to your vehicle, pick a few top contenders to compare. Keep in mind that buying extended warranties directly from the company is usually considerably more affordable.

Think About What You Need

Deliberate on the type of cover you need, the extent of coverage, as well as the budget requirements then look for the company offering an auto extended warranty that meets your specific needs.

Read Reviews to Double-Check

The experience of other consumers is another thing worth considering. To narrow down the options, browse customer reviews and what consumer review agencies say for comparison. Consult a relevant business rating agency such as the Better Business Bureau to check the company’s trade history and trustworthiness.

Pick a Plan

Once you have selected the right company to answer your particular car warranty requirements, make the call. Contact details are easily available on company websites and sales consultants are on standby to answer your query.

The Cost of an Extended Car Warranty 

The extended car warranty cost is affected by a range of factors but is estimated to be between $1,000 and $2,000+ annually, depending on the chosen plan. The rates for used cars may be slightly lower. This amount may be paid as an annual fee, as a once-off payment, or as a recurring, monthly charge.
When calculating pricing options, brokers look at the production year, make, and mileage readings of your vehicle, before giving you a quote. Next, they determine the level of coverage required as well as the initial down payment or deposit payable.
In addition to the down payment, customers are also liable for a deductible fee ($110-$500), owed before repairs can be paid.

Who Is an Extended Warranty Best For? 

The services of car warranty companies are best for owners of used cars. However, anyone wishing to have a vehicle protection plan in place, after the factory warranty expires, can acquire one. Some policies also cater to owners of motorcycles, ATVs, and powersport vehicles.

Car Warranty vs Insurance

The distinction between an extended car warranty and vehicle insurance is quite simple. Car insurance pays for damages to a vehicle due to accident or theft. A warranty, on the other hand, covers the repair and replacement of mechanical components, roadside emergencies, and supportive services.

Endurance – Best for drivers looking for consistent coverage and assurance
CARCHEX – Best for previously owned, high-mileage vehicles
CarShield – Best for securing low-cost vehicle service contracts on vehicles with substantial mileage records
Protect My Car – Best for owners of older, extensively driven cars
Concord Auto Protect – Best for luxury cars
Zurich – Best for owners of power sport vehicles and motorcycles
Omega Auto Warranty – Best for cars no longer covered by their factory warranties
Infinite Auto Protection – Best for owners of older, used vehicles
Liberty Bell Auto Protect – Best for solid coverage at low premiums
autopom! – Best for older vehicles that are still in a good condition

Wrap Up

In searching for the right car warranty, car owners have a wide range of coverage options and benefits available to them. That’s why it’s helpful to find out more about continuity of service, reimbursements, and claim processing offered by each company.
Consider the initial costs, recurring fees, and annual subscription plans before committing to a product. Obtaining a few quotes upfront can be prudent.
So, whether you own a luxury vehicle with an expired factory warranty or want to avoid costly out-of-pocket expenses on your 14-year-old car, engaging services from one of the top companies for car warranty is the reasonable thing to do.

FAQ

Who Has The Most Sold Extended Car Warranty?

Companies such as Endurance, CarShield, and CARCHEX feature consistently on the lists of the top lists for extended car warranty plans. It’s important to choose a provider that suits your budget needs and the specifications of your vehicle. Also, consider the level of your preferred coverage and the added features you may need.

What Is a Good Price for an Extended Car Warranty?

Standard car warranties cost between $1,000 and $3,000. However, remember to include the applicable deposits, deductible fees, and recurring costs when calculating the overall cost. Also, keep in mind that terms and conditions are highly adaptable and reliant on cover plans, car specifics, and the period of cover purchased.

Is It Worth Paying for Extended Warranty on Your Car?

Many people argue that buying cover from companies that sell car extended warranties elicits high costs without sufficient financial benefits. Others relish the reprieve to be found in a backup plan in the event of a major vehicle breakdown.

What Does Bumper-to-Bumper Warranty Not Cover?

Common exclusions to a car warranty plan are: wear-and-tear, cosmetic deterioration, and compulsory maintenance services. Some reputable extended car warranty companies regard damage incurred due to bad driving habits exempt as well.

Should I Buy an Extended Bumper-to-Bumper Warranty?

A bumper-to-bumper warranty certainly provides peace of mind in the event of the breakdown of major mechanical components or systems in your vehicle. It is probably a good idea for the owners of older, vintage automobiles who prefer a comprehensive cover to protect against extensive repair bills.