Home Warranty Options in Alaska: Which One Is the Best in 2022

A home warranty is typically a year-long renewable contract covering repairs and replacements of the systems and appliances in your home. Such a contract could provide you with peace of mind when something inevitably breaks down.

If you are indecisive about home warranty in Alaska, this article will guide you through the list of the best home warranty providers covering the space from Ketchikan to Yukon. We’ll provide you with detailed reviews, as well as the pros and cons of each company.

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1. Choice Home Warranty

This successful company doesn’t require inspection nor maintenance records. Even if your appliances are old and dusty, you’ll get an efficient home warranty to keep them in check for you. Full Review

  • Market veteran
  • 24/7 claims service
  • Coverage isn’t denied if systems or appliances are old
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This successful company doesn’t require inspection nor maintenance records. Even if your appliances are old and dusty, you’ll get an efficient home warranty to keep them in check for you. Full Review

Service Recall Period

4.5/5

Plan Options

4.8/5

Add-on Options

4.8/5

Pricing

4.5/5

2. Liberty Home Guard

Liberty Home Guard offers customized plans, free roof leak coverage, and requires no professional inspection. There are also twenty optional add-ons to choose from. Full Review

  • No professional inspection before home warranty purchase
  • Free roof leak coverage
  • Positive customer reviews
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Liberty Home Guard offers customized plans, free roof leak coverage, and requires no professional inspection. There are also twenty optional add-ons to choose from. Full Review

Service Recall Period

5/5

Plan Options

5/5

Add-on Options

4/5

Price

4/5

3. Complete Protection Alaska

If you want a company aware of Alaska’s peculiarities, which doesn’t mind the pre-existing conditions, choose Complete Protection Alaska. You even get to choose your own technician. Full Review

  • You can choose your own technician
  • Simple terms and conditions only one page long
  • No service call charge
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If you want a company aware of Alaska’s peculiarities, which doesn’t mind the pre-existing conditions, choose Complete Protection Alaska. You even get to choose your own technician. Full Review

Service Recall Period

5/5

Plan Options

4.8/5

Add-on Options

4/5

Price

4.7/5

4. Amazon Home Warranty

This Alaska home warranty is an excellent choice for those of you who are into all sorts of new gadgets since the chances are high that Amazon Home Warranty has already added them to its long list of add-ons. Full Review

  • High-quality contractors
  • A previous home inspection is not required
  • Vast assortment of add-ons
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This Alaska home warranty is an excellent choice for those of you who are into all sorts of new gadgets since the chances are high that Amazon Home Warranty has already added them to its long list of add-ons. Full Review

Service Recall Period

5/5

Plan Options

4.8/5

Add-on Options

4.5/5

Price

5/5

5. HSA Home Warranty

Dust, corrosion, old age - HSA Home Warranty will cover everything for you, and with a 24/7 claims service. A $5,000 coverage limit for mechanical parts is a nice rarity. Full Review

  • Short waiting period
  • Available reservice for failed repairs
  • 24/7 claims service
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Dust, corrosion, old age - HSA Home Warranty will cover everything for you, and with a 24/7 claims service. A $5,000 coverage limit for mechanical parts is a nice rarity. Full Review

Service Recall Period

4.5/5

Plan Options

4.8/5

Add-on Options

4.5/5

Price

5/5

Our Methodology

We offer a comprehensive methodology for finding the best home warranty for those who live in Alaska. This means that we evaluated the individual companies according to the following factors:

  • Home warranty protection plans
  • Prices per month or per annum
  • Services
  • Ratings and reviews
  • Cost-effectiveness
  • Frequency of claim denial
  • Free cancelation option
  • Quality of contractors
  • Caps amount

Detailed Reviews

Choice Home Warranty
Choice Home Warranty
Choice Home Warranty

Old Systems and Appliances

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  • Coverage isn’t denied if systems or appliances are old
  • 24/7 claims service
  • Market veteran
  • Neither home inspection nor maintenance records are required
  • You can’t customize coverage plans
  • Few minor complaints may go unnoticed

Choice Home Warranty is certainly an overachiever in the industry since it was nominated for the Editor’s Choice Award for 2018 and 2019. According to review websites, this home warranty provider counts among the best home warranty options in Alaska.

  • Plans and pricing

Choice Home Warranty has two coverage plans – the Basic Plan and the Total Plan, ranging from $36 to $44 per month. They are currently offering a $50 discount on annual subscriptions and one month free if you purchase the plan in one payment. The policy’s waiting period is 30 days, and cancellation is free during that time. After that, you have to pay a $50 cancellation fee if you want to ditch this provider. The service fee is $85, which is quite affordable. You don’t get to choose a contractor service, though, since the company chooses for you.

  • Services provided

The Basic Plan excludes the air conditioning system, refrigerator, clothes washer, and dryer. In other words, this plan covers heating, electrical systems, plumbing and plumbing stoppages, water heater, whirlpool bathtub, as well as eight appliances. These include an oven, cooktop, dishwasher, built-in microwave, garbage disposal, ductwork, garage door opener, ceiling, and exhaust fans.

The Total Plan covers the previously listed items plus everything which the Basic Plan does not. The downside is that the septic system counts as an add-on, which means that it’s paid on top of the chosen warranty plan. Also, this company makes the coverage for roof repair available, again as an add-on. There’s a 90-day repair guarantee for parts and a 30-day guarantee for labor.

An annual payout cap is $1,500 for heating systems and $500 for electrical systems. Choice states in the contract that in no event would their liability exceed $3,000 per item. Nonetheless, the company reserves the right to determine whether a covered system or appliance will be repaired or replaced. If any kind of misuse or poor handling is noticed, the company will probably deny your claim.

Liberty Home Guard
Liberty Home Guard
Liberty Home Guard

Those Who Want to Avoid Professional Inspection

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  • No professional inspection before home warranty purchase
  • The way of receiving claim reimbursement can be picked by a homeowner
  • Positive customer reviews
  • Free roof leak coverage
  • Little experience in the home warranty industry (just two years)
  • The maximum time for submitting a report is only one day

Liberty Home Guard is another provider of home warranty protection plans in Alaska. This is a still-developing business with few employees. Yet, with their newly designed customer service portal and mobile app, they’re emerging as a really good choice.

  • Plans and pricing

This company offers a $200 discount on annual policies for new clients, free roof coverage, and 2 months free of charge.

Three warranty plans are available:

  • Systems Guard – $50 per month
  • Appliance Guard – $60 per month
  • Total Home Guard – $70 per month

The free cancellation period lasts for 30 days, after which the cancellation fee amounts to $50. The service fee is $60, which is remarkably inexpensive. However, you can’t choose your service technician without prior authorization from the company.

  • Services provided

The cheapest plan covers kitchen and laundry equipment, garbage disposal, garage door, and ceiling fans. The next plan covers plumbing and plumbing stoppages, electrical systems, HVAC systems, ductwork, and water heaters. Finally, the most expensive one is, of course, the most extensive – covering both appliances and systems. About twenty optional add-ons range in price from $44 to $195. These even include pest control, floor/carpet cleaning, gutter cleaning, lawn sprinkles, and a free-standing ice maker. Nevertheless, it is worth mentioning that Liberty Home Guard offers only a 60-day workmanship guarantee.

Liberty Home Guard’s cost caps vary between $150 and $1,500, while the air conditioning and heating systems’ coverage limit is $2,500. One of the exclusion pitfalls pertains to the plumbing system: mainline stoppages are covered only when an accessible ground level cleanout is available.

Complete Protection Alaska
Complete Protection Alaska
Complete Protection Alaska

Choose Your Technician Service

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  • Trustworthiness
  • Simple terms and conditions only one page long
  • No service call charge
  • You can choose your own technician
  • Too thinly sliced coverage plans
  • Home inspection is required
  • Unknown workmanship guarantee

Complete Protection Alaska puts forward a home warranty for Anchorage, Alaska, where almost 40% of the population lives and nine other cities in the state. There aren’t many details about this company on review websites, so any comparison with other providers is a bit tentative. Nonetheless, judging by their website presentation, they’ve got a thorough knowledge of Alaska’s climate peculiarities, which is certainly advantageous.

  • Plans and pricing

An ace up this company’s sleeve is its wide array of plans – Essential, Advanced, Comprehensive, and Ultimate, ranging from $45 to $75 per month. The waiting period is 30 days, and the cancellation fee is $25. There is no service fee, which means you’ll spend money just on the agreed monthly cost for an appliance or system repair.

  • Services provided

The cheapest Essential plan covers only three kitchen appliances (dishwasher, oven, microwave) and the HVAC systems. The Advanced plan includes six kitchen and bathroom appliances, plus HVAC, water heater’s plumbing, as well as a free preventative maintenance check. The Comprehensive plan is pretty similar regarding the devices but includes more mechanical systems, such as the electrical and plumbing systems.

Drain line stoppages, faucets, and showerheads, as well as toilets, are encompassed by Complete Protection only if you opt for the most expensive coverage plan. Additionally, this provider doesn’t cover the items that other companies ordinarily do, such as pool, spa, ductwork, and roof repairs.

This company does not have any exclusions for unknown pre-existing conditions, rust, corrosion, or poor maintenance. However, one serious drawback is that there is no transparent workmanship guarantee. Besides, caps for the septic, plumbing, and electrical protection amount to $1,000, whereas the limit for the packaged air conditioning unit is $950, and $700 for air conditioning outside the condensing unit.

Amazon Home Warranty
Amazon Home Warranty
Amazon Home Warranty

High-Quality Contractors

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  • Free second opinion
  • High-quality contractors
  • Vast assortment of add-ons
  • A previous home inspection is not required
  • Items with pre-existing conditions and defects are not covered
  • The maximum time to submit a complaint is only one day

Amazon Home Warranty’s strong point is that no company offers as many add-ons as this one. Thus, not only is it a market veteran but also ready to follow any consumer trends.

  • Plans and pricing

This company offers three Alaska home plans: the Major Systems Plan, Essential Appliances Plan, and Combo Plan. The first two warranty plans are $48, while the latter is $58. The prices for add-ons range from $40 to $179.

If you’re a new customer, you’ll get a $100 off your annual policy plus one month free. Contracts are subject to a 30-day waiting period, during which you can cancel the offer and get a full refund. However, after 30 days, you’re obliged to pay 10% of the contract fee if you want to break off the contract. Finally, the service fee of $75 is due before a contractor determines or resolves an issue. The amount of service fee is almost at the industry’s minimum.

  • Services provided

Amazon Home Warranty is very straightforward regarding its services – the first plan covers mechanical systems, the second covers standard home devices, while the third one extends beyond the previously mentioned items to include instant hot/cold water dispensers, garbage disposal, attic fans, ceiling fans, bathroom exhaust fans, and the doorbell. Now let’s dig into the Major Systems Plan and Essential Appliances Plan to see what exactly is offered.

The Major Systems Plan includes a central heating system, electrical system, plumbing, hot water heater, ductwork, but also a jetted bathtub and garage door opener. The Essential Appliances plan encompasses kitchen and bathroom equipment (eight essential devices in total), along with a trash compactor. Thus, the Combo Plan seems like the best option, given that it merges the above-described warranty plans and incorporates other items for the extra $10. Nonetheless, it is worth noting here that some optional coverages seem pricey when compared to other companies offering home warranty services in Alaska. Hence, the usual strategy of purchasing a cheaper policy plus specific add-ons is not really advisable.

Amazon Home Warranty does not pay more than $2,500 per contract for the replacement or repair of HVAC systems. Other repairs are also subjected to a payout cap ranging from $500 to $1,500. For instance, water heaters, plumbing, and electrical systems are capped at $500, which doesn’t sound so good. The list of exclusions is quite long, and it’s important to remember that the company won’t cover cosmetic defects, rust or corrosion, or damage caused by improper usage and installation.

HSA Home Warranty
HSA Home Warranty
HSA Home Warranty

Lack of Maintenance, Dust, and Corrosion Issues

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  • Coverage isn’t denied for lack of maintenance or due to dust and corrosion issues
  • Short waiting period
  • 24/7 claims service
  • Available reservice for failed repairs
  • Contractors aren't always the best
  • Slow customer support
  • Negative customer reviews and feedback

HSA Home Warranty is a veteran among home warranty providers, active since 1978. In other words, it’s an oldie but goodie provider for the more old-fashioned customers. It offers home warranty plans not only to homeowners but also buyers/sellers and real estate professionals. It’s a serious enterprise with abundant experience.

  • Plans and pricing

You can choose between three different coverage plans, namely:

  • Basic Plan Seller/Buyers – $500 per year
  • Basic Plan Buyer – $500 per year
  • Buyer 7 Star Upgrade – $650 per year

There’s also optional coverage available only for buyers.

Pricing isn’t really transparent for homes not involved in a real estate transaction; thus, the homeowners are encouraged to contact the company directly. The waiting period is only 15 days. However, the possibility of a refund and the exact amount of the cancellation fee aren’t disclosed. As for the service fee, it is $75, but you’re not allowed to choose a contractor.

  • Services provided

This company has envisaged the home warranty protection plans in Alaska as covering the usual items – kitchen and bathroom equipment and core systems. Thus, the Basic plan covers HVAC systems, electrical and plumbing systems but excludes some major appliances, such as the refrigerator, washer, and dryer. These can be added, as well as a home freezer, water softener, ice maker, hot tub, and swimming pool, but for extra cash. Furthermore, HSA Home Warranty envisages that the septic systems may be added as an optional coverage, but it will cost you a pretty penny, too.

The Buyer 7 Star Upgrade plan expands coverage of all home systems and appliances covered under the Basic plan. It also includes up to $250 for the fixing of code violations and $500 for central heating, air, or water heater. Still, a tediously long list of exclusions might mean that it will be a challenge to get them to pay for the needed repairs. For instance, roof damage done by ice, snow, or wind isn’t covered, and we’re left wondering what other instances of a roof leak are likely when you’re Alaska-based.

Currently, deadlines for claim submissions and repairs are not disclosed. Still, the industry’s standard of a 90-day repair guarantee for parts and a 30-day guarantee for labor are incorporated in the contract. Coverage limits of this home warranty provider are $25,000, with a $5,000 per mechanical system. Limitations of liability apply in case when there were pre-existing conditions and defects in parts of a device or system before the warranty policy purchase date.

What Is Covered With a Home Warranty?

Now let’s see how home warranty plans actually work. The first thing you should know is the difference between a home warranty and home insurance in Alaska. The insurance covers losses incurred because of theft, fire, flood, lightning, storms, earthquakes, etc. Also, while the home warranty is purely elective, home insurance is mandatory if you have a mortgage. Say your plumbing freezes. Who you gonna call? Obviously, this isn’t a case of usual wear and tear; hence you have no business with a company dealing with home warranty. Instead, you should call home insurance. Most companies carefully restrict their services to avoid confusion between the home warranty and the home insurance, so it should be easy to determine who covers what.

To sum up, depending on the chosen plan, a home warranty covers:

  • Heating system, electrical system, septic system, and plumbing system
  • Indoor and outdoor appliances
  • Roof leaks
  • Pool or spa
  • Well-pumps and tanks

How Does Home Warranty Work?

Always read warranty plans carefully to understand the exclusions and coverages. Sometimes you will need premium plans, whereas some homeowners are satisfied with basic ones. Some companies may resort to playing dirty. Specifically, they can exclude vital appliances like refrigerators or washing machines from the basic plan, whereas only the more expensive warranty plan covers such devices. Furthermore, usually, only one kind of device is covered, whereas you have to pay on top of the preferred home plan for the second. For instance, if you have two ovens or two free-standing ice makers, only one is included in the warranty plan, while the other is classified as an optional add-on.

Repairs work in the following way. When a covered appliance or system is damaged in any way, you should contact a home warranty provider, who will request the appropriate services from one of its partners whose duty is to assess the damage and write a report. The next step depends on the identified causes of damage in the assessment report: either the company employs a qualified contractor to replace or repair the appliance or system, or the coverage will be denied.

Usually, if the device is improperly maintained or installed, a homeowner may have to pay for the repairs himself/herself. The same goes for situations when an appliance has known or unknown pre-existing conditions before buying the warranty. Also, note that you’ll probably have to pay fees for each trade service, that is, for a specific contractor, while the company bears the expense for everything else.

Another thing to consider is the payout cap. This is the maximum amount that a company is willing to pay for a repair or replacement. Of course, the amount can differ significantly from provider to provider. According to Investopedia, the payout caps tend to range from as little as $1,500 per incident to as great as $25,000.

What to Consider When Choosing a Home Warranty Company?

Now let’s summarize the critical factors you should take into account when deciding between a myriad of companies dealing with home warranty.

  • Prices – because you want an affordable warranty
  • What is covered – because you want to make it worth your money
  • Labor guarantee – because you want to keep your peace of mind
  • Customer reviews and feedback – because it’s always best to know what existing clients think about a service
  • Customer support and service – because you’ll need help from them
  • Additional services offered – because you might want to use some of them
  • Discounts – because you want to benefit from any good deals offered
  • Trustworthiness – because you need to know you can rely on a company
  • The full disclosure – because you don’t have time and money to waste on a shady business

It’s by no means easy to choose the right home warranty provider, mainly because the market is developing quickly. Our goal is to make the decision-making process slightly less complicated for you. The additional consideration that hasn’t been tackled here and is equally important is should you renew your home warranty.

How Is a Home Warranty Different in Alaska?

Alaska is a record-breaker state from several perspectives. Purchased from Russia in 1867, Alaska enlarged the USA’s territory by 20%. It is still the largest state, and it holds the record for the lowest temperature measured in the US. However, it is also the least populated state – it has only 1.2 people per square mile. There are approximately 80 days of constant daylight and 67 days of constant darkness each year. Also, here you can have a glimpse of the aurora borealis, especially in the period between mid-September and late April. In sum, this is a land of both harsh weather conditions and exquisite, unspoiled beauty.

Rising sea levels and coastal erosion in the Arctic and sub-Arctic region, and extreme temperature swings throughout the whole territory make home warranty protection plans in Alaska almost a necessity for a comfortable life. At the same time, it should be mentioned that not all settlements in Alaska have access to an interconnected electric power grid. Some of the communities in rural areas use diesel-fueled electricity generators to get their power. This can be particularly tricky since the consequences of generator breakdown are inconvenient and potentially dangerous – the rate of hypothermia-related deaths is ten times higher in Alaska than in the rest of the US. Urban areas also face serious challenges, albeit financial ones. Homeowners pay through the nose for housing in cities all over Alaska. When you consider the utility bills, it’s only rational to get a home warranty in Anchorage, Alaska, where the cost of living is quite above the national average. The more you pay for the house, the more you’re vulnerable to other expenses, so the peace of mind that comes with a home warranty policy is worth its weight in Klondike gold.

Best Home Warranty in Alaska at a Glance

Choice Home Warranty – Best For Old Systems And Appliances
Liberty Home Guard – Best For Those Who Want To Avoid Professional Inspection
Complete Protection Alaska – Best For Choose Your Technician Service
Amazon Home Warranty – Best For High-Quality Contractors
HSA Home Warranty – Best For Lack of Maintenance, Dust, And Corrosion Issues

Summary

We aimed to provide you with meticulous reviews of several companies offering home warranty services in Alaska so that you can choose the best one for you. It’s always best if your decision is based on verified information, rather than on occasionally misleading company ads.

Basically, any company from our list can be considered a reasonable choice; it all depends on your financial stability, needs, and priorities. However, the general point is that these companies got your back should your living space become a living nightmare.

FAQ

How much does a home warranty cost in Alaska?

Home warranty prices in Alaska range from $28 to $75 per month, depending on the preferred coverage plans. Most Alaskan home warranty companies offer discounts that amount to at least the first month free of charge or even some free extra services such as roof leak coverage.

What is the best home warranty company in Alaska?

We’ve reviewed several companies that could be candidates for this flattering title. There are minor differences in the quality and offered coverage between these companies, so go with your guts. Some people prefer market veterans, others choose new companies because they expect that such providers are trustworthy since they have to build their reputation. All in all, if you are looking for a home warranty in Alaska, you’ll definitely have lots of choices.

Are home warranties worth it?

On the one hand, home warranties are among deductible expenses in the US, while the search for an expert handyman for individual appliances is a more expensive option as well as being more time-consuming. On the other hand, you should be careful when choosing the right home warranty provider since premiums and exclusions can fluctuate.